Me and my team of restructuring and asset manager experts are responsible for the successful unwinding of the problematic non-retail portfolio of the Bank which consists of loans and acquired assets.

Management of the Workout Department which includes closely working with the Workout Specialists (economists) and organizing the process for the handling of the Problematic Exposures of the Bank in Non-Retail with the aim to improve the position of the Bank and maximize the recovery from the problematic portfolio.

In charge for the management of Corporate Workout clients in the Bank. Early and Late workout.Main responsibilities:- be a single point of contact for a portfolio of problematic clients in the Bank;- monitor the payment behavior of the clients;- initiate actions if payment behavior deteriorates;- work on restructuring requests with the aim to improve the position of the Bank and to maximize recovery;- lead negotiations with the problematic customers;- collect the… Show more In charge for the management of Corporate Workout clients in the Bank. Early and Late workout.Main responsibilities:- be a single point of contact for a portfolio of problematic clients in the Bank;- monitor the payment behavior of the clients;- initiate actions if payment behavior deteriorates;- work on restructuring requests with the aim to improve the position of the Bank and to maximize recovery;- lead negotiations with the problematic customers;- collect the needed documentation and information for the structuring of the requested restructuring;- propose the recognition of Default and allocation of Individual Loan Loss provisions;- propose legal actions if acceptable restructuring terms can not be negotiated;- present and argument the proposed application in front of the Problem Loans Committee and Head Office;- prepare the restructuring, collateral of initiation of legal actions documentation;- monitor the restructuring or legal actions of the clients;- propose new strategies if the previous ones are ineffective;- monthly reporting of the achieved results;Notable industries:Production;Traders;Construction of Residential and Commercial Real Estates;Shopping Malls;Logistics;Hotels; Show less

Relationship manager for the largest corporate clients of the Bank - Turnover above BGN 20 000 000.Main responsibilities:- provide support to the clients in their everyday banking activity and needs;- structure new financing that is requested by the clients;- collect the relevant documentation and perform the credit and financial analysis in support of the requested financing;- explain and argument the client's request to the risk department;- prepare the loan and… Show more Relationship manager for the largest corporate clients of the Bank - Turnover above BGN 20 000 000.Main responsibilities:- provide support to the clients in their everyday banking activity and needs;- structure new financing that is requested by the clients;- collect the relevant documentation and perform the credit and financial analysis in support of the requested financing;- explain and argument the client's request to the risk department;- prepare the loan and collateral documentation;- periodically monitor the status and contractual fulfillment of new and existing loan contracts; Show less

Worked on part of the RE project finance portfolio of the Bank in the aftermath of the Global Financial Crisis from Y2008.Main responsibilities:- closely monitoring of the existing real estate projects of the Bank;- provide support to the clients if restructuring measures are needed;- collect the relevant documentation and information in order to assess the performance of the project and build a cash flow forecast model;- estimate break even of the project and measures for… Show more Worked on part of the RE project finance portfolio of the Bank in the aftermath of the Global Financial Crisis from Y2008.Main responsibilities:- closely monitoring of the existing real estate projects of the Bank;- provide support to the clients if restructuring measures are needed;- collect the relevant documentation and information in order to assess the performance of the project and build a cash flow forecast model;- estimate break even of the project and measures for its improvement;- present the restructuring requests to the risk department and Head Office;- prepare the relevant loan and collateral documentation;- monitor the fulfillment of the provided restructurings;- structure new financing; Show less

Relationship manager for the largest corporate clients of the Bank - Turnover above BGN 20 000 000.Main responsibilities:- provide support to the clients in their everyday banking activity and needs;- structure new financing that is requested by the clients;- collect the relevant documentation and perform the credit and financial analysis in support of the requested financing;- explain and argument the client's request to the risk department;- prepare the loan and… Show more Relationship manager for the largest corporate clients of the Bank - Turnover above BGN 20 000 000.Main responsibilities:- provide support to the clients in their everyday banking activity and needs;- structure new financing that is requested by the clients;- collect the relevant documentation and perform the credit and financial analysis in support of the requested financing;- explain and argument the client's request to the risk department;- prepare the loan and collateral documentation;- periodically monitor the status and contractual fulfillment of new and existing loan contracts; Show less

Lending to small and medium size enterprises with annual turnover of below BGN 2 000 000.Main obligations:- to keep the contact with the client;- to prepare credit applications;- to prepare financial analysis of the borrowing company;- to present and argument the application to the risk department;- to track and review the granting and repayment of the loan;- to ensure that all loan and collateral documents are correctly provided;