Ivana Trans Email & Phone Number

• Process business lines of credit that range from $5MM to $150MM and present loan packages to Credit Risk Management for approvals.
• Collect and review required documentation and data to process loan applications, line of credit renewals, and various other requests while ensuring bank and government compliance.
• Support senior management with projects, audits, and business development.
• Review contracts and agreements to ensure compliance with the company and department policies.
• Train employees in loan processing, underwriting, covenant reviews, and day-to-day tasks.
• Prepare Credit Approval Memorandums/Addendums for mid-sized and larger institutional clients.

• Perform a thorough due diligence process on Applicants and Guarantors to minimize the Bank’s riskexposure.
• Assist with the quarterly review process to ensure active Seller’s stay in compliance with contractualobligations.
• Support audit projects by performing research and providing supporting documentation.
• Update and maintain application reports and files.
• Ensure internal and external communication with clients and Credit Administration.

Irvine, California, United States

• Processed incoming title package requests from various lenders.
• Prepared closing packages for various brokers.
• Communicated with escrow officers and other escrow assistants to complete daily tasks.
• Utilized Resware to analyze documents such as: tax certificates, homeowner’s association documents, real estate purchase agreements, earnest money receipts, and title reports.
• Collaborated with the title department to resolve title issues.
• Followed lender closing instructions and inputted lender figures into the system.

Costa Mesa, California, United States

• Communicated with clients, agents, and team in order to obtain necessary documents and clearing conditions prior to closing.
• Pre-underwrote loans for initial underwriting review utilizing Encompass and Google.
• Retrieved and analyzed documents such as: verification of employment, income, evidence of insurance, certificate of insurance, title reports, disclosures, fraud/credit reports, appraisals, credit reports, and payoff.
• Processed and closed conventional refinance loans within a 21-day lock period.
• Managed a pipeline during periods of normal and high volumes while maintaining a high level of customer satisfaction.
• Ensured accuracy and completeness of all required items before moving files forward, preventing any delays, development of client concerns, or compliance issues.