Ivana Trans Email & Phone Number

• Process business lines of credit that range from $5MM to $150MM and present loan packages to Credit Risk Management for approvals.• Collect and review required documentation and data to process loan applications, line of credit renewals, and various other requests while ensuring bank and government compliance.• Support senior management with projects, audits, and business development.• Review contracts and agreements to ensure compliance with the company and department policies.• Train employees in loan processing, underwriting, covenant reviews, and day-to-day tasks.• Prepare Credit Approval Memorandums/Addendums for mid-sized and larger institutional clients. • Assist with financial analysis related tasks such as financial spreads and covenant waivers.• Maintain covenant compliance and tracking in nCino (or as designated).• Provide weekly updates to management regarding progress on pending credit approval memo’s and new lines of credit.

• Perform a thorough due diligence process on Applicants and Guarantors to minimize the Bank’s riskexposure.• Assist with the quarterly review process to ensure active Seller’s stay in compliance with contractualobligations.• Support audit projects by performing research and providing supporting documentation.• Update and maintain application reports and files.• Ensure internal and external communication with clients and Credit Administration.

Irvine, California, United States

• Processed incoming title package requests from various lenders.• Prepared closing packages for various brokers. • Communicated with escrow officers and other escrow assistants to complete daily tasks.• Utilized Resware to analyze documents such as: tax certificates, homeowner’s association documents, real estate purchase agreements, earnest money receipts, and title reports.• Collaborated with the title department to resolve title issues.• Followed lender closing instructions and inputted lender figures into the system.• Calculated and prorated tax and homeowner’s association data to create closing disclosures/settlement statements.

Costa Mesa, California, United States

• Communicated with clients, agents, and team in order to obtain necessary documents and clearing conditions prior to closing.• Pre-underwrote loans for initial underwriting review utilizing Encompass and Google.• Retrieved and analyzed documents such as: verification of employment, income, evidence of insurance, certificate of insurance, title reports, disclosures, fraud/credit reports, appraisals, credit reports, and payoff demands. • Processed and closed conventional refinance loans within a 21-day lock period.• Managed a pipeline during periods of normal and high volumes while maintaining a high level of customer satisfaction.• Ensured accuracy and completeness of all required items before moving files forward, preventing any delays, development of client concerns, or compliance issues.