• Provide effective day to day oversight of the group’s operations, controls and financial performance while preparing forecasts and processing tax payments / returns• Verify costs with vendors and suppliers, estimating expenditures, and recommending cost-saving measures to upper management• Take charge of finance, accounts and taxation matters while ensuring that all accounting records are properly and timely maintained• Confirm that reporting cycles and other associated engagements are successfully performed in an effective and timely manner in accordance with the regulatory and organizational requirements• Ensure the accuracy and completeness of the establishment’s financial statements beside the business optimal productivity• Perform monthly bank reconciliation while processing payments, collections, purchasing, invoicing when needed beside the payroll preparation

• Act as a Contract Administrator on a project in KSA where I manage the end-to-end contract lifecycle, ensuring compliance, mitigating risks, and fostering positive relationships with clients and vendors • Work on a project focused on improving and developing areas in need all over Lebanon where I provide project budgeting (Medical, Agricultural, Educational, Transportation and Heating), and conduct financial analyses to identify cost drivers, potential risks, and opportunities for cost savings• Work on a Jewelry online in Lebanon and UAE where I develop a Business Plan and implement the strategic initiatives outlined in the business plan to achieve short-term and long-term objectives• Work on a startup business in Russia where I provide Market Research, Business Plan and Feasibility Study for street water Vending Machines

• Managed the pipeline monthly, compiling credit proposals and renewals while leading, coaching and motivating project team members on a proactive basis• Planned and tracked projects tasks, deliverables, milestones, risks and financials while working closely with stakeholders to define project deliverables and success criteria• Provided subject matter expertise related to the industry, guiding project teams in the implementation of best practices and industry standards• Managed the allocation of resources, including personnel, budgets, and technology, to achieve project goals while optimizing resource utilization to maximize project efficiency

• Guided and provided leadership for 21 branches operations, and made sure all policies and procedures were abided while ensuring staff were involved in trial monitoring and have no conflict of interest that could compromise monitoring• Identified, managed and reported the potential risk arising of account activities (Credit Interest Rates & Temporary Overdrawn Limits)• Utilized data analysis tools to generate reports on account activities, trends, and performance while providing regular and ad-hoc reports to senior management and relevant stakeholders• Proactively identified areas for improvement in processes and systems while implementing changes to enhance efficiency, accuracy, and customer satisfaction

• Prepared back office daily report of business by analyzing and categorizing sales information for AML, Compliance & FATCA• Responsible for the control of branch office cash, non-cash transactions and general ledger accounts while providing differences banking services both Retail and SME with adequate exposure to credit• Supervised and mentored branch staff, providing coaching and support for professional development while assisting in recruiting, training, and performance evaluation of team members• Prepared and submitted regular reports on branch performance, customer satisfaction, and operational metrics while providing insights and recommendations for continuous improvement