• Sets objectives, targets and strategies of the Division in support of the goals and objectives of the Trust Banking Group.• Formulates monitoring systems and control measures to improve the efficiency of the group.• Directs the:a. cashiering and securities custodianship functions of the divisionb. activities related to processing of daily transactions and documentationc. accounting functions of the divisiond. implementation of the approved policies, plans and budgets to achieve the established overall objectives and targets of the Division.• Attends meetings with clients to discuss operational aspects of trust products and services.• Monitors regularly the performance of the Division versus plans and standards, analyzes deviations, pinpoints areas for improvement and directs appropriate courses of action to ensure prompt and proper solutions.• Analyzes material and substantial change in balance sheets and income statements of trustors and trustee; reports to Group Head relevant facts regarding trust assets held in trust, income and expenses of the Division.• Reviews operating and capital budgets and expenditures of the Group subject to approval of the respective Division Heads and the Group Head.• Reviews and approves all reports generated by the Division prior to submission to division/departments/committees concerned, BSP, SEC and other government agencies.• Keeps abreast with the latest developments in the capital and financial markets as well as with recent government policies and regulations affecting Trust operations.• Directs, guides, trains, motivates and evaluates performance of officers and staff supervised.• Ensures coordination and harmonious working relations among officers and staff in the Division and with other work units of the group and the bank.• Participates in the session and deliberations of the designated TBG Management Committees and Trust Committee whenever necessary.

• Responsible for the achievement of the department’s revenue, compliance and service standards, goals from a portfolio of fiduciary services accounts and corporate accounts such as bond trusteeship, escrow, facility and paying agencies, guardianship among others.• Formulates department’s strategy on assigned portfolio and relationship management strategies through account planning, organizing, coordinating and controlling activities to ensure compliance to the clients’ mandate to mitigate risks in the management of such accounts.• Monitors volume and income growth and profitability of accounts managed by the division.• Handles client management (correspondences, requests and concerns and complaints).• Ensures proper client profiling and product matching of the target market.• Cross-sells other products and services of the Bank.• Provides necessary information relative to the development of new products and services and maintenance of existing products.• Keeps abreast with the latest developments in the capital and financial markets as well as with recent government policies and regulations affecting Trust banking operations.• Monitors regularly own performance versus plans and standards, identifies areas for improvement and directs appropriate courses of action to ensure prompt and proper solutions.

• Overseeing the Accounting, Operations & Corporate Agency Department• Ensuring compliance with internal and external audit policies involving accounting, operations and corporate agency transactions• Review and improve current practices to meet goals and objectives efficiently• Formulation of monitoring systems and control measures to improve efficiency• Monitoring and ensuring accuracy of division’s income and expenses• Overseeing the timely, reliable and accurate processing, recording, reconciliation and proving of transactions and incorporate the proper treatment in the books considering the information technology system• Ensuring proper back office processing procedures of financial transactions to avoid exposure to unnecessary risks• In charge of internal/external audit• Ensuring the timely release and accurate submission of periodic reports to governing agencies and clients• Chairman of the Trust Account Review Sub-Committees

• Overseeing the timely, reliable and accurate processing, recording of Trust transactions and incorporating the proper treatment in the books considering International Accounting Standards• Ensuring timely, reliable and accurate submission of periodic reports to Bangko Sentral ng Pilipinas (BSP) and Bureau of Internal Revenue (BIR) as well as to management and other departments/units of the bank• Ensures proper back-office processing procedure of financial transactions to avoid exposure to unnecessary risks.• Ensures compliance with internal and external policies involving personnel and trust operations• Review and improve current practices to meet goals and objectives efficiently• Checking proper valuation of collective investment schemes and generate the Net Assets Value Per Unit of the said funds• Monitors and ensures accuracy of departmental income and expenses• Handles documentation of Mortgage Trust Indentures and Loans Processing

• Formulation of plans/activities of the department to achieve its goals and objectives• Overseeing the timely, reliable and accurate processing, recording of Trust/Asset Management/Wealth Management transactions• Checking daily transactions of the Department• Signing of Checks for proper disbursement of funds• Ensuring timely, reliable and accurate reporting of transactions to BSP, BIR and Securities and Exchange Commission (SEC) as well as to management and other departments/units of the bank• Ensuring compliance with internal and external policies involving personnel and Trust operations• Formulation of monitoring systems and control measures to improve the efficiency of the Department

• Responsibilities of a Bank Officer include bank supervision/operation-monitoring, and on-site and off-site examination• Verification of compliance/non-compliance of supervised banks to existing rules and regulations and recommendation of actions to be taken for non-compliant banks• Responding to inquiries of banks, third parties and the public • A member of examination teams for local branches of three (3) foreign banks, head offices of eight (8) local commercial banks, five (5) local bank branches, and one (1) “problem bank”. • Headed an examination department on the second assignment, and had consistently headed an examination department on subsequent assignments • Assigned to process requests of banks for authority to engage in various banking operations (Derivatives, FCDU, Trust)• Able to attend seminars/workshops on Risk-based Approach on Bank Examination, and Microsoft applications