Jack Li Email & Phone Number

San Francisco County,

Oversee a portfolio of pre-development, acquisition, bridge and permanent loans. Manage customer relationships and monitor loan performances. Develop and implement workout plans for troubled assets. Underwrite new and restructured loans.

San Francisco, Ca

Managed the day-to-day progress of tax credit transaction closings; including documentation,negotiation and coordination. Led deal calls and ran document negotiations with clients, theircounsel, and other third parties. Worked closely with internal underwriting and credit to identifyand mitigate business and legal risks. Ensured comprehensive due diligence and raising andresolving issues quickly with sound risk-based decisions to achieve smooth closings.

San Francisco Bay Area

Reviewed, analyzed, monitored, and reported on permanent loans and bonds. Monitored and reported on underperforming assets on a quarterly basis. Prepared and presented recommendations about loan modifications, classifications, and asset restructuring. Implemented requests for partnership transfers, modifications, pay-downs, payoffs, and restructuring of existing loans. Provided single point of contact for borrowers, with approximately 120 loans of diverse types, amongst 15 relationships with major for-profit and not-for-profit developers.

San Francisco Bay Area

Conduct due diligence and feasibility analysis of potential real estate acquisitions. Research market trends and forecast lease-up and rents, analyze zoning requirements, investigate public and private funding opportunities, and perform property valuation and financial modeling. Assist in negotiations and manage the closing of a tax-exempt bond financing acquisition.

In charge of overseeing nearly all investment transactions in a fast-paced environment while maintaining exceptional attention to detail. Responsibilities included ensuring all due diligence was performed, including risk, financial, environmental, insurance, and title analysis. Analyzed, interpreted, and evaluated legal and financial issues. Recommended and attained appropriate risk mitigants. Served as chair of each investment’s Deal Team; coordinated all the work required for closing, including the work of internal and external legal counsel, underwriters, asset managers, and engineers. Hired and managed accountants, architects, and construction inspectors. Managed an in-house paralegal team. Created a closing department from scratch, including developing procedures for equity closings, post-closing delivery, and Sarbanes-Oxley-compliant record retention policies.

Responsible for underwriting equity investments in multifamily family LIHTC projects and preparing offer letters to developers outlining pricing, financing, payment schedules, terms of price and tax credit adjusters, and cash flow waterfall. Reviewed and negotiated terms of partnership agreements, financial guarantees, and real estate related documents. Prepared analyses and presented to Investment Committee.

Restructured mature real estate assets through refinancing existing loans, obtained new sources of soft loans, and managed the rehabilitation of 5 multi-family residential properties. Developed long-term asset management plans. Developed and implemented capital operating budgets allowed in existing partnership, loan and regulator agreements. Prepared financial and strategic plan reports to senior management and investors. Managed simultaneous renovation projects. Worked with property managers to develop long-term operating budgets and on-going capital improvement plans. Managed rehabilitation of four multifamily properties. Worked with construction crew and tenants during renovations.

Conducted due diligence of real estate acquisitions, including financial modeling, market analysis, and building design. Built a centralized database with CFO to track returns on investments and partner profit distributions. Led efforts to rezone a challenging vacant residential parcel to higher density.

San Francisco Bay Area

Provided technical support and assistance to Bank’s clients applying for the highly competitive Affordable Housing Program (AHP), a gap financing grant program.

M.A., City & Regional Planning

B.A., Anthropology