Scope of WorkResidential: New Construction and Demolition - Single, Multi, Development and Mixed-Use properties Commercial: New Construction and Extensive Renovation Summary of QualificationsSupervise and Manage Internal Staff and Daily Office Operation. Manages and Coordinates Project Management, Field Coordinators, and Project Estimators. Oversees preparation of; Construction Budgets, Accounts Receivables/Payables, Quality Control, Field Operations, Payroll and Federal/State Tax Liabilities, Environmental Remediation Management and Negotiation Contractual Bidding.Real Estate Development / Property ManagementSince 1996 I have been a Managing Partner with various Real Estate Groups with approximately total property value of $100,000,000.00. Properties vary from Residential Single to Multi Families, Commercial and Small Industrial facilities. Summary of QualificationsSupervises the daily operation of each Real Estate Group provides monthly financial reporting and development status. Responsible for maintaining Accounts Payable/Receivable records, Reconciliation Reports, Closing Documentation and Tax Information. Directly responds to correspondence received from Certified Public Accountants or other Professionals hired on behalf of the Real Estate Groups. Negotiates terms and conditions in regards to financing need. Oversee Managing Agent hired to address tenant issues, rental payments and property maintenance. Education/Training/SeminarEPA Dust Sampling Technician Training Program 6/2010; EPA Renovation Initial Course 6/2010, Reznick Group 7th Annual New Market Tax Credit Summit 4/2008; NJ Redevelopment Authority Course - Finance Module 1/2007; NJ Redevelopment Authority Course - Redevelopment Planning Process Module 4/2007OSHA Construction Safety Training September 2004 & 2006; Financial Strategies Conference 2001Credit Union / Financial Lending

Member Affiliates: 5000+Summary of QualificationsAnalyze and Prepare Monthly Financial Reporting, Cost Analysis, Budgets and Projections to Board Members, and Government Regulators. Generated new lender relations, capable of reviewing credit packages, underwriting credit file to lender guidelines and preparing loan documents for shipment to the Secondary Market. Approved and evaluated member applications for personal, auto loans and 2nd mortgages.Mortgage Banking / Originations

Average Loan Origination: $22,000,000. Average Loan Origination: $12,000,000.Summary of QualificationsSenior Loan Officer in high volume offices originated CRA, FHA, VA and Conventional Mortgages. Primary are of business; Essex and Union County and originated thru guidelines of FNMA/FHLMC and HUD. Strong client relation and performed daily mortgage calculations with emphasis on Monthly Payment, Amortization Schedule and Debt Services Analysis.