As a Data Analyst, I have developed skills in technical experience with programming and querying languages, data collection, cleansing, and transformation. Additionally, I have experience preparing data sets for analytics and summary reports, statistical model building and analysis. I edit and create reports/data visualizations by utilizing programs like SQL Server Management Studio, Tableau, Microsoft SSRS.

As a banking analyst, I rotated into multiple departments within the company and developed a well-versed financial knowledge.Underwriting: In my time in Single Family Portfolio Underwriting, I have collaborated on hundreds of home loans totaling over $300MM, and underwrote over $10MM, evaluated borrowers’ credit worthiness by analyzing front and back debt-to-income (DTI) ratios, loan-to-value (LTV) ratios, credit history, and assets, and calculated borrowers’ income via personal and business tax returns, profit and loss statements, paystubs, foreign income letters, bank statements, etc.Income Property Lending Portfolio Management:In my time in Income Property Lending (IPL) Portfolio Management, I assessed insurance claims and holdbacks for the release of holdback funds to borrowers in sums of $10K-$100K. Additionally, I conducted official bank-wide loan reviews for individual loans of $2MM and above. I also facilitated and collaborated on loan modification requests where I analyzed current market trends, income and expense/profit and loss, and credit history.