Jacob Allred Email & Phone Number

West Valley City, Utah, US

• Develop Machine Learning models to be used in the decisioning of auto loan applications.
• Assist the underwriting team in making data driven decisions using dashboards in PowerBI.
• Evaluate business opportunities using statistical and financial techniques.

West Valley City, Utah, US

• Developed credit risk models using credit bureau and loan data to predict loan probability of default through supervised learning techniques such as logistic regression, decision trees, and other methods to be used by.
• Manage data reporting using SQL and custom-built queries and data tables to enhance the team’s ability to access and analyze data.
• Perform data analysis using statistical techniques to derive insight into portfolio performance to help senior management make data driven decisions affecting business strategy.
• Create custom Power BI dashboards for the finance/analytics team to quickly monitor KPIs.
• Manage multiple conduit and securitized debt facilities of $750M+. Prepare debt servicing reports as well as the risk and financial analysis required for new debt facilities. Work closely with investment bankers and.
• Manage the company budget, forecast, treasury, and financial reporting while working with senior management and equity stakeholders

West Valley City, Utah, US

- Learned how to create supervised statistical models to build the company’s first credit risk model.- Learned SQL and the database schema to automate and improve reporting capabilities as well as glean new insights into credit risk and other KPI’s.- Produced monthly debt agreement servicing reports for multiple debt facilities.- Treasury management for.

Gogarburn, GB

Manage client account information for Banks, Corporations, Fund Managers, and other customers for the RBS North American business. Ensure the client is enabled for the right product groups, adheres to federal and company policies, is credit and AML approved, receives trade confirmations as well as a prospectus and disclosure documents, and maintain client.

Assist in the grading and teaching of students for the Managerial Economics 300 class.

Met monthly with unit managers to review spending and to forecast future revenue and expenses.Maintained and improved the budgeting and forecasting spreadsheets in the range of 100+ million dollars. Worked closely with the CFO to create a cost savings analysis in the range of 100+ million dollars for up to 19 government agencies.Created a break even report.

Reported grammar errors, user interface errors, processing errors, and reporting errors related to online university and high school courses.

Reported on a weekly basis the net credit losses in comparison to forecasted plans, in the range of millions of dollars, for the countries of Brazil and Mexico.Managed the weekly tracking and reporting of policy exceptions for all Latin American countries, resulting in 80% fewer past due policy exceptions pending approval.Automated the reporting process.

Develop efficiency analysis for Campus Studios.Contact High Schools about a fundraising opportunity for the advertising efforts of an independent film.

West Jordan, UTAH, US

Improved teaching instruction of young children at the local public pool.Most requested teacher by parents. Managed the use of cash and the reception of patrons at pool.

Provo, UT, US

Increased efficiency and timeliness in the production of goods. Performed various tasks in preparing and making bakery goods that were served to thousands of students and missionaries.

Salt Lake City, UT, US

Lead a group of 16 volunteers in improving efficiency by up to 200%.Contacted, taught, instructed, served, helped, and promoted religious values to the people of Uruguay and other volunteers.

Called 40 to 60 people per hour to conduct an interview with mothers to collect data for the Single Mothers of Utah Initiative.

Master'S Of Business Analytics, Business Analytics

Bachelor, Business Management: Finance Emphasis