Lease Tracking Services is the most trusted name in insurance tracking. Since 1987, we have provided the leasing and lending industries with skilled risk management services. We offer highly customized solutions to all of our customers so that you receive the exact lease tracking solutions you need backed by our fantastic service.We focus our business on what we do best—insurance tracking. We offer tracking for retail and commercial automobile leases, automobile loans, equipment leases and loans, commercial and residential real estate and floor plan financing.

 Business Process Management: Identified risks within loan reporting processes and collaborated with project management and IT teams to design and implement strategic solutions to automate systems and mitigate risk. Financial/Operational Analysis: Subject matter expert on security-based lending products, loan servicing, whole loans, and mortgage-backed securities industry. Monitored security-based loan portfolios of $30 Billion in assets. Designed streamlined operational procedures for designated tasks within the department.  Talent Acquisition/Vendor Management: Calculated and analyzed complex metrics to determine optimal staffing levels and productivity ratios; presented slides to senior management. Established off-shore relationships with staffing vendors. Interviewed 100+ candidates; hired, selected, trained and supervised ~40 new hires.  Team Lead: Lead weekly credit risk meetings. Conducted daily team meetings using LEAN management tools. Ensured team deliverables were complete, on time and within budget.Achievements: Significantly reduced errors to negligible amounts and mitigated risks by automating processes.  Decreased expenditures by identifying and executing lower cost/high efficiency staffing solutions.

 Financial Analysis: Performed analysis, due diligence, reconciliations and fund transfers. Analyzed amortized interest payments of owned mortgages; resolved discrepancies using MS Excel v-lookups and pivots table. Oversaw and reviewed account reconciliations performed by subordinates.  Loan Servicing: Attended quarterly meetings with loan servicers to ensure adherence too contractual, legal and state regulations. Booked trades with the trading desk; entered loan buy-trade or sell-trade information.  Management: Calculated and analyzed complex metrics to determine optimal staffing levels and productivity ratios. Conducted semi-annual and annual employee performance evaluations.

§ Mortgage-Backed Securities: Performed portfolio/security reconciliation, due diligence, analysis and forecasting for collateralized debt obligations using performance, economic and trading scenarios; prepared and delivered portfolio and investor reporting. § Financial Reporting: Developed structured finance portfolio models for efficient, accurate and automated analysis using MS Excel. Generated cash flow models and forecasted returns incorporating interest rates and collateral prepayment assumptions. § Portfolio Analysis: Analyzed and modeled hedging instruments into portfolio structures—interest rate, currency and credit default swaps. § Mortgage-Loan Servicing: Reconciled information generated from multiple servicers. Communicated analytical data and bond information to investors and issuers. Performed loan servicing, credit default swaps, derivatives, mortgage banking, whole loans and underwriting. § Management: Completed payment, reporting and analysis reviews developed by fellow team members. Trained and mentored new and existing employees. Selected Achievement:  3x recipient of team excellence awards

· Audits closed loans for banks and mortgage company’s· Quality control for front end underwriters· Experience with government loans: FHA & VA· Training for discovering fraud

· Experienced with Sub-Prime and Prime loans in retail and wholesale lending departments· Complete Credit report, appraisal and DISSCO review· Knowledge of AUS approvals including: Clout, Assetwise, DU and LP· Income and debt ratio calculation using W-2’s, pay stubs and full tax returns· Experience with over equity loans· Underwrote various income types: full, stated, SIVA, SISA and NINA

· Senior member of legal department· Manage team of underwriters and researchers· Research and verify judgments and bankruptcies in all federal, state and local courts · Knowledgeable in all title area’s including: processing, binders, post closing and settlements· Read and verify title abstract reports, binders and HUD’s· Consult with attorneys, banks and mortgage companies to obtain lien satisfactions· Research and analyze property and title law and how it effects each settlement· Office specialist on application and research of property liens and judgments

· Research and investigated debtors assets, real property and mortgage potential· Consulted owner and firms attorney on company’s collecting potential and application of title and property law· Designed a database of real property