There is no substitute for hard work.

National Supplier of Building Materials. Primary markets local and metro.Promoted from Store Credit Manager to AZ Market Credit Manger in 2008.2014 was given New Mexico in addition to Arizona to oversee.Received Award for Best DSO for Southwest Region 2010.Manage A/R portfolio to improve losses and DSO.Developed credit policy and guideline for AZ.Manage credit staff for most efficient time management. Ensure security on job accounts with lien and bond rights. Work with attorney and collection agencies to recover prior year write offs.Prepare and sign lien waivers.Credit Review on new credit applicants and existing accounts. Review accounts with credit and sales management in 10 Arizona locations.

Sub Prime Consumer and Auto Loan CompanyWas promoted six times within my tenure.Managed full service branch location with 16 Employees.Credit analysis on new loans Auto & Consumer.Collections from 30 days past due to legal.Managed asset liquidation.Established and Maintained relationships with Auto Dealerships in Arizona and California.Received Branch of the Year Twice in Five years, recognizing low delinquency, high volume.One of two employees selected to represent the company In Hawaii at National Dealer Convention.