Jill Elswick Email & Phone Number

Dunedin, Florida, United States

United States

Palm Harbor, Florida, United States

Medical Billing and Coding

Tampa, Florida

Raleigh-Durham, North Carolina Area

Tampa/St. Petersburg, Florida Area

Information Owner of Mortgage Automated Underwriting System. Business Analysis for policy and procedures as it relates to Messaging for the Automated Underwriting System for Conventional and Government loans. Audit functions for Mortgage Underwriting messaging and information systems.

Underwrote Conventional FNMA and FHLMC and investor loans for BB&T Retail Mortgage Lending Department. Lending authority $650k.Underwrote manual loans, Jumbo, Non-conforming LP, CHIP, HomePath, HARP(FHLMC and FNMA Refi Relief) with UNIFI processing system.Reviewed mortgage insurance loans for compliance for review and rescission of mortgage insurance..

Underwrite post closing and foreclosed mortgages for FNMA using QAS system and submitting letters from FNMA to lenders for reimbursement. Train and assist with reviewing work of other employees for submission to FNMA. Provide support and assistance to management to complete reviews for loan repurchase and disbursement.

Analyzed and put together repurchase packages for Chase ISS Department for secondary market lender to review and arrange for repayment or rebuttal. Reviewed underwriting documents and provided assistance with presenting loans for repurchase department.Worked on Chase I-Vault, RI$$K and Quest systems to obtain information regarding repurchase loans.

Underwrote Conventional FNMA and FHLMC and investor loans for CitiMortgage Wholesale Lending Department. Lending authority $650k.Underwrote manual loans and paperless system with automated DU/LP and Citi Express AU system.

Analyze and maintain automated underwriting system utilizing Sequel, Microsoft Access and Apriori systems. Conventional, FNMA and FHLMC ruleset analysis were required. Review and meet project deadlines.Coordinate meetings and communication with senior management regarding changes and maintenance to the automated underwriting system.Review and test any.

Contract underwriting for Chase Retail/HLD FNMA/FHLMC loans using Zippy. Lending authority $650k. Contract underwriting all Chase Retail/HLD portfolio products using Zippy. Worked on Zippy, PACS and ACAPS system.

Trained and managed team of 8 contract underwriters to comply with Chase policy, procedure and product guidelines. Acted as mediator between Chase management, PMI and contract underwriters. Contract underwriting all Chase conforming and portfolio products using Zippy. Lending authority $650k. Worked on Zippy, PACS and ACAPS system.

provided extensive customer service for local boat dealers. Lending authority $1mm. Maintained retail office in; Contract underwriting in wholesale site. Lending Authority $650k. Contract underwriting in Chase Retail site using Zippy system.

Underwrote, processed and closed FNMA, FHLMC, FHA and VA Loans. Lending authority $500k. Provided customer service and communication with upper management and Retail Lending Offices. Provided research and analysis for various automated underwriting systems including DU, LP and National City AU underwriting system.

Underwrote auto loans on direct and indirect basis. Underwrote home improvement and unsecured loans both for Bank One Branches and dealerships. Lending authority $100k. Managed nationwide line of credit project and Start up loans for physicians.Serviced auto dealers & manage weekly reports & calculated dealer reserve

Associate Of Science - As, Liberal Arts And Sciences/Liberal Studies, 3.77

medical billing and coding license

Bachelor, General Studies