Led four different businesses in entirely different segments as President/Business Head, and drove material P&L growth, returning superior ROE's. In current role, as CCO of a $20B bank, I have been instrumental in driving a 5 year growth strategy, along with executing on a growth strategy designed to grow Net Income by many multiples. Prior to this, as President of Chase Auto's Captive Finance multi-billion dollar business, Net Income grew 4x. Worked with C-suite executives in Asia and Europe to sign multi-year contracts and renewals, through creative financial structuring. Differentiated business strategies at the heart of business success, with focus on Digital Innovation, M&A activity, Developing Partnerships with various Fintechs, Product Development, and Business Development. Specialize in creative financial structuring in negotiating large business deals.Held multiple Chief Risk Officer positions leading risk organizations in consumer lending, Commercial and Business Banking. Significant expertise in working with Regulators, and building complex Operating Risk, Credit, and Fraud organizations.Deep expertise in Banking and Lending, including Captive Auto Financing, Credit Cards, Payments, Mortgages, Commercial Lending, Commercial Real Estate, and Student Lending.Led global teams with employees in Asia and North America.Advisory board member for a Fintech in the Auto industry, and Vice Chair of the board for a large non-profit organization.#Fintech, #M&A, #DigitalInnovation, #DealStructuring. #GlobalTeams, #C-SuiteClients, #BusinessDevelopment