– Accomplished financial services executive who is dedicated to providing comprehensive risk protection solutions through insurance to individuals as well as corporates, ensuring efficient financial recovery in times of loss, and always striving to exceed expectations.– Over 30 years of expertise in marketing, distribution, product planning, investors/client servicing, back-office functions, sales and public relations in insurance and mutual funds sectors.– Proficient in non-life and life insurance products, risk inspections, GAP analysis, underwriting, claims management, client servicing, financial planning, regulatory issues, advisory, distribution, operations and public speaking.– Well-acquainted with all aspects of insurance, including regulatory matters, pre-underwriting (risk inspections, gap analysis, pricing, terms); underwriting (negotiating terms with insurers, presenting and finalizing terms with clients, placing with insurer, arranging proper documentation of proposals); post-underwriting (policy issuance, on-going services, claims settlement, renewals).– Experienced in teaching life insurance and non-life insurance at various institutes.– Skilled at managing people, projects and resources.