Assist in formulating the company's future direction and support tactical initiatives by participating in key decisions as a member of the executive management team.Maintain in-depth relations with all members of the management team.Manage the budgeting process and monitor the implementation of strategic business plans.As Chairperson for the Asset Liability Committee, produce performance measures that support the company's strategic direction.Develop, maintain and report on interest rate risk and liquidity programs.Understand and mitigate key elements of the company's risk profile.Counsel senior management on fiscal control and profitability; prepare, present and interpret financial reports to the Board.Personally complete and approve all regulatory reporting including quarterly Call Reports, FR Y-6, FRY-9, FRY-10, and Summary of Deposits.Adhere to tax laws and regulatory compliance to properly reflect the financial position of the Bank.Ensure compliance with Bank policies and procedures.Ensure that the company complies with all legal and regulatory requirements and record keeping meets the requirements of auditors and government agencies.Maintain relations with external auditors and investigate their findings and recommendations.Monitor cash balances, cash forecasts and invest funds.Oversee and maintain internal controls over the accounts payable employees and process. Perform all month-end close procedures.Foster a positive culture and ensure customer satisfaction and proper branch operation.Bring out the best in branch personnel by coaching, developing and motivating.Implement strategies to increase branch productivity and enable goal achievement.Network to improve the presence and reputation of the branch and company.Address customer and employee satisfaction issues promptly.Manage budget and allocate funds appropriately.Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities.

Created and implemented a new online accounts payable process with dual approval to ensure greater efficiency and timeliness of paid invoices. Provided consistent and precise coding for financial record accuracy. Compiled information annually for external accountants for income tax preparation.Provided support to CFO with data collection; monthly, quarterly, and annual reporting; reconciled accounting inaccuracies, and prepared financial statements for management, ALCO and Board Committees.Reconciled all internal and correspondent bank accounts daily/monthly. Provided support to CFO with all month-end, quarter-end and year-end processes. Performed Quarterly Surprise Cash Audits and reported findings to Board of Director’s. Assisted Branch Manager in operating the branch in an efficient, smooth and economically sound manner in accordance with bank policies, procedures, audit requirements and regulatory standards.

- Analyze pooling and servicing agreements to determinespecific portfolio reporting and remittance requirements- Ensure servicing fees are accruing correctly- Prepare Monthly, Quarterly and Annual compliance documents due to clients- Prepare and distribute CMBS reporting package on a monthly basis- Reconcile bank accounts using the EntBars Banking System-Assist Accounting/Treasury in investigating variances and open items identified through the reconciliation process- Generate delinquent payment reports and late fee reports- Generate month end trial balance reports- Prepare and Analyze investor remittance reports to ensureaccuracy- Communicate with investors regarding remittance amounts and assist in answering questions from external parties pertaining to portfolio or individual loan performance- Reconcile Cash Managed Loans- Serve as a team resource and share the knowledge accumulated through experience with other team members- Participate in the testing phases of upgrades and enhancements to our systems- Identify and initiate reporting changes as needed- Coordinate the closing/opening of bank accounts

 Provided a variety of shared servicing functions for Deutsche Bank and Cohen Financial; including payment research, processing, disbursement and payoff processing Researched transactions, money movements and servicing system to resolve issues  Requested services from various functional servicing groups to complete tasks or resolve issues Copied and compiled documents and checks for mailing and imaging Communicated with internal and external parties as required in verbal and written form Facilitated the imaging process Prepared various individual, departmental and client reports Maintained understanding of loan servicing system and Microsoft software Worked as a team to meet the needs of all shared servicing clients  Created Departmental Desktop Procedures Handbook

 Reviewed and processed reserve disbursement requests by preparing them for approval and payment Reviewed requests for compliance with loan document requirements for the specific reserve as well as the current department policies Interpreted loan documents and made decisions regarding requirements which are stated in documents under "at lender's option", such as ordered inspections, appraisals, title updates, determined support for charging processing fees Communicated with submitting parties in order to request clarification or additional documentation necessary for approval of the disbursement request Reviewed and validated reserve information on the loan servicing system Maintained files for payment changes and receivables Answered borrower inquiries and resolved issues Trained new employees on reserve processes and procedures Managed and processed largest reserve portfolio weekly