Associate Director, Institutional Banking
CurrentWith a focus on subsidiaries, MNCs and large corporates, responsible for preparation of credit memorandums, credit reviews and proper evaluation of credit risks, debt structuring, and repayment capability, and formulation of risk mitigation strategies in support of new client onboarding or incremental limits, as well as industry analysis and business insight into the borrowers.Supporting clients with their foreign exchange, risk management, liquidity and capital requirements through well structured product offerings. Maintain portfolio credit quality, collateral monitoring, and remain within agreed risk appetite, including scheduled reviews of customer’s financial performance and repayment capability.Together with Relationship Managers and Product Partners, contribute to the development of strategy and supporting plans for on-boarding new transactions, and managing deteriorating credits with disciplined application of Bank policies, Credit procedures.Regional Booking Unit (RBU): Relationship Credit Management (Regional FI's and NBFI's and Regional Corporates): Support loan origination, trade bookings, conducting credit due diligence, ensuring adherance to policies and procedures and portfolio monitoring with early intervention/escalation to identify client under financial distress and proactive actions to engage regional partners in a timely manner.