Reviewed and approved applications for commercial mortgage loans.Reviewed and determined accuracy of appraisaled values for commercial, mixed use, and residential real estate.Reviewed financial documentation of businesses to determined cash flow.Discussed issues on individual loans with investors purchasing those loans.

Member of Credit Oversight Committee which acted as company's Chief Financial Officer.Responsible for quality of Wholesale Loan Portfolio.Managed Staff of fourteen underwriters and two in house appraisers.

Responsible for quality of retail loan portfolio.Developed and implemented underwriting and product training seminars for all departments. Established Underwriting Productivuty standards. Monitored worhfloe to ensure compliance to those standards.Managed staff of twelve underwriters and one in-house appraiser.Established underwriting training program for employees looking to move into underwriter positions.