James Ephlin Email & Phone Number

Carmel, Indiana, United States

Baltimore, Maryland, United States

- Evaluate clients' financial situations to determine the extent of their debt, including outstanding balances, interest rates, and creditor information.- Provide personalized financial advice and strategies to clients, helping them develop budgets and financial plans to manage and reduce debt effectively.- Recommend appropriate debt consolidation options, including debt consolidation loans, balance transfers, or debt management programs, based on clients' needs and circumstances.- Prepare and review necessary documentation for debt consolidation, ensuring accuracy and compliance with regulations and agreements.- Educate clients about the consequences of various debt relief options, including debt settlement, and help them make informed decisions about their financial future.- Offer ongoing support to clients, monitoring their progress in repaying consolidated debts and making adjustments to their financial plans as needed.

Detroit, Michigan, United States

- Gathered client debt, credit and income information to determine loan eligibility.- Met with applicants to obtain information for loan applications and answer questions about loan process.- Helped clients fill out loan applications and find ideal loan options.- Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.- Kept detailed records regarding approved, denied and received loan applications.- Educated customers regarding actions and strategies for debt repayment.- Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information.- Verified applicant information by consulting with outside agencies, credit bureaus and businesses.- Analyzed new markets and developed referral networks to locate new loan prospects.

Indianapolis, Indiana, United States

- Originated loans and assisted senior-level credit officers with complex loan applications.- Developed and maintained relationships with local real estate agents.- Assessed financial means and desires of each client in order to set up appropriate mortgage packages.- Informed customers of application deadlines, approvals and denials.- Identified lending risks and implemented strategies to reduce loan defaults.- Verified client financial information to determine creditworthiness and loan eligibility.- Set up debt payment plans based on client credit, income and assets.

Greensburg, Indiana, United States

- Listened to customers to understand needs and refer to optimal services.- Greeted incoming customers and provided expert sales and service to drive revenue.- Increased revenue by skillfully upselling and closing customer sales and driving product benefits around client needs.- Demonstrated products in effort to show potential buyers benefits and advantages and encourage purchases.- Maintained knowledge of current promotions, exchange guidelines, payment policies and security practices.- Cultivated productive relationships with existing customers through exceptional follow-up after sales.- Priced out products for customers and drew up sales paperwork.- Answered product questions with up-to-date knowledge of sales and promotions.- Developed key customer relationships to increase sales.- Fostered relationships with customers to expand customer base and retain business.