Is your family wealth in order so that when the time comes, your financial affairs are not a burden on your family? Inter-generational Wealth planning allows you to plan your families inheritance and benefit from seeing them enjoy it while you're still able to.Are you saving for a rainy day? How are you protecting your savings against inflation? Investments can potentially offer higher returns and help to combat inflation. What would it mean to you, if you were able to retire when you want, and not when you have no other choice? Retirement planning allows you to plan to retire when you are ready and understand options that are available to you. How would you feel if you could no longer financially support your family due to ill health or no longer being around? Insurance is a great way to protect you and your family while you are building up your financial reserves, reducing the risk of financial hardship.Are you buying your first home, remortgaging your current family home? Interest rates change all the time, we are able to give you access to the latest rates which could help you get your dream home.Save or spend? Is there more month left at the end of the money? It is important to live to your means and understand where your money goes, we can build a plan through intelligent cash flow modelling to help you reach your financial goals!There are so many things we help our clients with, above are just some of the examples of areas of planning we offer. Some big questions are:• When did you last review your financial affairs? • Do you know that as a UK resident you have access to several annual allowances that can help you save tax?• Did you know that your child can have a pension at 30 days old? • Do you understand the benefits of saving over a longer period of time?If any of the above questions resonate with you, then get in touch and organise a review.www.jg-wealth.co.ukjames.gill@sjpp.co.uk M: 07812 049 849T: 0203 034 0760Your home may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place may rise as well as fall. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society.Taxation rules can change at any time and are dependent on individual circumstances.SJP Approved 27/09/2023