As a Senior Portfolio Manager within the Investment Advisory Program, J.J. can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, model portfolios, and third-party investment strategies. His disciplined, holistic, service-oriented approach, combined with more than 35 years of industry experience, enables him to help clients make well-educated financial decisions. This experience helps him to effectively combine goals, investment objectives and risk tolerance, time horizon and liquidity needs when developing wealth management solutions.He worked at Merrill Lynch in 1987 after receiving his Bachelor's degree in Finance from Penn State University and moved to UBS with the SKF team in 2022. He and his wife, Tracey, live in Potomac, Maryland./*********/**These are the comments of this employee only, and not of UBS Financial Services Inc., its subsidiaries or affiliates. No instructions for business transactions or which affect any client's accounts will be accepted through LinkedIn. Communications may be monitored and retained by UBS. All information and comments are provided for current, informational purposes only. See http://www.ubs.com/fas-legal for the full disclosure.**