James Thomas Email and Phone Number

An ardent Cards & Payment professional with strong domain fundamentals and immense exposure to diverse segments of this domain ranging from development, testing, implementation, certification, BA, solution architect possessing below skill set:Terminal Certification: MasterCard MTIP/PayPass, VISA ADVT/payWave, Amex AEIPS, CUP. MasterCard Test Selection Engine utility for generation of terminal test cases, package & report.Host Certification: MasterCard NIV, VISA online, Mercury, Pulse & JCB. Card Not Present certification (MO/TO, e-com, both standalone as well as recurring). UCAF/CAVV for CNP txns. MasterCard & VISA certification process from project initiation to issuance of Letter Of Approval. CAT levels in the certification activity.Simulators: MasterCard MDFS & MAS, VISA VTS, Collis (UL BTT), Smartspy, Paragon FASTest ATM simulator, FINsim.Terminals: ATMs (NDC, Diebold & Wincor), PoS (VeriFone (Vx520, Vx520C, Vx680, Vx805), Hypercom, Spire, Magic), Electronic Cash Register terminals.EMV: EMV flow and commands (like Generate AC) as mentioned in EMV books. Deep understanding of concepts like CVM, CVR, TVR, ARQC, ARPC, online & offline PIN verification and various EMV tags.HSM: Thales PayShield 9000, Racal 7000 & 8000, Safenet Eracom, Host & console commands, generation of keys (like TMK, ZMK, CVK, PVK), export & import of keys, translation & verification of PIN, Loading/changing of LMK on the HSM and configuration of the HSM.Acquiring systems: ElectraSwitch, Postilion Realtime, DCC.Message formats: ISO 8583 (1987 & 1993) & Bitmaps, NDC+, D912, Hypercom, Base24 Tokens, Postilion TermApp & PostBridge message specification.ATM: Terminal configuration (Write commands like states, screens, FIT, timers), Operational commands, solicited and unsolicited messages & OAR.PoS: Configuration of VeriFone PoS, Dynamic key exchange, batch settlement.Schemes: MasterCard, VISA, JCB, Amex, CUP, Mercury, Pulse.Authorization, clearing & settlement.