James Kubik Email & Phone Number

Provide clients with valuation and financial advisory services in connection with employee stock ownership plans, mergers and acquisitions, management succession planning, corporate strategic planning, and other financial transactions.

Michigan, United States

• Active engagement with clients around loan proposal structure and determining credit worthiness.
• Prepare underwriting analysis for new loan requests, loan renewals and modifications, which includes a detailed analysis of financial performance, financial condition, financial projections, and identification of key.
• Write an objective narrative on the credit worthiness of the loan proposal.
• Assist the commercial relationship managers with loan structure, including covenant package, financial reporting requirements, advance rates and interest rate pricing.
• Proactively communicate timely updates and deliver final loan presentations within the established service standard timeframe.
• Assist AVP Commercial Lender, VP of Private Banking and local market President in all functions pertaining to commercial lending including building the client relationship into WSB’s credit system (LoanVantage) and.

Michigan, United States

• Refer to credit functions listed above under “Senior Commercial Credit Analyst / Portfolio Manager, West Shore Bank”
• Aggregate client relationships range from $250M to $20MM with average portfolio size of $5MM+.
• Took a dynamic approach to the job by initiating actions and making decisions.

Traverse City, MI

• Underwrite new business applications
• Communicate underwriting practices and results to clients and agents in a timely manner
• Prepare accurate and complete documentation to support client and agent activities.
• Meet quality standards as assessed through audits and call reviews
• Meet underwriting review per hour and application to issue targets
• Promote and sell Hagerty’s products and services to clients and agents.

Traverse City, MI

• Develop a global long term treasury plan that supports business growth and strategic initiatives
• Implement best-in-class treasury management solutions to increase efficiency and data automation
• Cash management and daily treasury operations including: Account transfer, balance and reporting, funds transfer, ACH, check, fraud protection, foreign exchange, approval and release of payments
• Enhance and monitor internal controls within the treasury management process (i.e. signature authority, user entitlements, separation of duties)
• Oversee multi-bank credit facility and other debt instruments and perform financial analysis
• Act as a liaison between Finance and our bank’s Customer Service Professional and handle quarterly financial packages for Bank in compliance with Credit Agreement

Traverse City, MI

• Obtain and maintain required insurance licenses
• Service existing policies in a professional and timely manner
• Fully trained in all endorsement processes and procedures
• Quote-to-Issue Trained
• Authority to set and resolve underwriting holds within underwriting guidelines
• Authority to issue polices for clients and agents within the underwriting guidelines

Master Of Finance, Finance, General

Bachelor Of Science (B.S.), Business Management