Perform organizational activities in accordance with all state and federal licensing requirements.Create a competitive advantage over other mortgage origination businesses, by leveraging the latest technology and superior relationship building skills to provide an efficient and cost effective solution specifically for high quality, low risk borrowers seeking favorable terms on their existing or new mortgage loan.KEY ROLES1. Operations2. Compliance and Licensing3. Mortgage Loan Origination and Processing of; a. Conforming Purchase and Refinance Loans b. FHA/VA Purchase and Refiance Loans c. USDA Rural Housing (RD) Purchase and Refinance Loans d. Non-Confoming/Non-Qm/Subprime Purchase and Refinance Loans e. 2nd Mortgage/HELOC Piggyback and Standalone 2nds.4. Marketing

Helping Mortgage Brokers & Mortgage Lenders Close More Loans Primarily in Michigan.

Grew territory from zero to 20+ accounts funding 10M+ per month.Helped mortgage brokers and non-delegated correspondent lenders price and close more loans by assisting from application to funding.(Company was Ditech Financial at the time)

At Orion Lending, we combine innovative technology, a wide array of products and competitive pricing, to assist our network of originators grow and develop their referral business and clientele. At the core of our business philosophy is a commitment to extraordinary service, honesty, and clear communication. Our team is comprised of highly seasoned professionals who share in Orion Lending’s objective to revolutionize our partners’ expectations.Competitive Advantages of Orion LendingFHA• Down to 580 Credit Scores (Portfolio)• Manual UW Allowed up to 40/50 DTI w/FHA Comp Factors• Follow DU/LP to Max DTI 56.99% with Approve/Eligible• FHA Streamline with No Min Score or Appraisal/AVM• W2 Only Transcripts Allowed (4506 with W2 Only)• FHA Streamlines on NOO OkayVA• Down to 580 Credit Scores (Portfolio)• Manual UW Allowed• Follow DU/LP for DTI with Approve/Eligible• VA IRRRLs No Appraisal/AVM Okay• W2 Only Transcripts Allowed (4506 with W2 Only)Conventional• Appraisal Transfers Allowed• Follow DU/LP for DTI with Approve/Eligible• DU Refi Plus Allowed Down to 580 Score (Must Have DU Approval)• W2 Only Transcripts Allowed (4506 with W2 Only)• LP Open Access Available up to 135% LTV/CLTV• 10 Financed Properties Allowed Per Fannie Guides on 2nd and NOO (Fannie Only)• Non-Occupying Co-Borrower Allowed (Freddie Only)• Refi of Restructured Mortgage Allowed (Fannie Only)• Refi of Modified Mortgage Allowed (Fannie or Freddie)Please view most recent guidlines and product info at: www.orionlending.com or contact me for details.Orion Lending is a registered DBA of American Financial Network, Inc. NMLS #237341. This is not an advertisement to extend customer credit as defined by part 1026.2 of Regulation Z. Intended for use by real estate and lending professionals only and not for distribution to consumers.

Build, Develop and Lead a Team of Wholesale and Correspondent Account Executives to Success, by Delivering on Our Promises on a Daily Basis.

Build and Grow Wholesale and Correspondent lending relationships with Michigan Mortgage Brokers, Lenders, Banks, and Credit Unions who are looking to expand their offerings to their clients.ACCOMPLISHMENTS:2014 Presidents Club V - Based on Overall Production from Dec 2013 to March 2013 1st Place Winner (CVF Rookie Category)

Build, Develop, and Grow a Team of Top Producing Mortgage Account Executives in the Midwest Region.

Acquire and maintain mortgage broker business partners representing one of the top wholesale mortgage lenders in the nation, Sierra Pacific Mortgage.Expand wholesale mortgage territory into Michigan by providing unparalleled customer service, consistent competitive pricing, with faster than average underwriting turn times, by leveraging the latest in cutting edge technology.

Successful launch of start up mortgage broker/lender offering Fannie Mae and Freddie Mac conforming loan products, as well as Alt-A, and non-prime solutions. Perform organizational activities in accordance with all state and federal licensing requirements. Create a competitive advantage over other mortgage origination businesses, by leveraging the latest technology and superior relationship building skills to provide an efficient and cost effective solution specifically for high quality, low risk borrowers seeking favorable terms on their existing or new mortgage loan. KEY ROLES1. Operations2. Compliance and Licensing3. Mortgage Loan Origination and Processing of; a. Conforming Purchase and Refinance Loans b. FHA/VA Purchase and Refiance Loans c. USDA Rural Housing (RD) Purchase and Refinance Loans d. Non-Confoming/Non-Qm/Subprime Purchase and Refinance Loans e. 2nd Mortgage/HELOC Piggyback and Standalone 2nds.4. Marketing

Played an instrumental role in growing company from 2 employees to over 75 employees, in just 3 years, achieving closed loan volume reaching $100 million annually.Developed training and management systems to effectively train and mentor retail mortgage loan originators to succeed.Built and motivated a staff of loan officers, managers, processors and administrative staff to provide an outstanding customer experience for our clients while meeting or exceeding sales goals set by the President of the company.Supervised the loan sales staff with retail mortgage origination of Conventional Fannie Mae and Freddie Mac mortgage loans, plus FHA, VA, Alt-A, Non-prime, and Hard Money Loans.Provided constant motivation, training, and leadership to encourage excellence from all employees.Planned and hosted various trainings for team as well as entire company staff to improve knowledge and skills. KEY ROLES1. Sales Manager 2. Mortgage Origination & Team Building 3. Personal Mortgage Loan Origination