Did you know that in 2016 SEVEN of the top 10 largest mortgage lenders were non-banks?The mortgage industry has changed tremendously since 2008 yet millions of homebuyers are unaware of the various mortgage opportunities that now exist & still believe their local bank is the best place to get a mortgage. If you have applied for a mortgage at your local bank, you likely found the process to be disjointed, slow and restrictive. This is because you typically deal with a mortgage “generalist” at the bank and they have a limited tool belt in terms of loan products available. These unpleasant bank experiences often perpetuate “Mortgage MYTHS” like “You cannot get a good loan without putting 20% down” or “You cannot qualify for a loan without a great credit score” which is why it’s important to know there is an alternative. With over 8 years of experience in Real Estate & Finance, when it comes down to service, I’ve found the following 3 things matter most to those looking for a mortgage:• Relationships. People not only want to work with someone they can trust/feel comfortable with but they also want to know you can work with their realtors, attorneys, title agents and various other professionals that will be called upon along the way. • Accountability. The mortgage process is often time sensitive and consumers want to know that they can rely on you to jump over the hurdles that inevitably arise.• Options. Consumers want to know that they are getting the best possible terms & rate for their specific situation. Being able to provide various options allows the consumer to make an informed decision that they can feel good about.With that in mind, if you want access to the best loan products & mortgage terms on the market and to talk with someone who can collaborate with your Realtor to get that offer in quickly, on a guaranteed timeline, we should connect. James.Schunk@DMLmortgage.com