James Harold Email & Phone Number

San Antonio, Tx, Us

San Antonio, Texas Area

Staff Appraiser - Forsythe Appraisals 08/2013Servicing Bexar, Atascosa, Wilson, Medina, Kendall, Bandera, Guadalupe, and Comal countiesReview Appraiser for Valligent (10/2009-03/2010) – completed Nationwide desk reviews as a front line defense against appraisal fraud and inflated values.

San Antonio, Texas Area

Managed team of 10+ appraisers supporting the world’s 4th largest banking chain’s mortgage lending and real estate sales business lines for the San Antonio district. Oversee appraisal review and audit execution ensuring accurate, timely, fully USPAP compliant completion supporting profitable operations. Ensure full adherence to local, state, and federal regulations. Partner with loan originators, underwriters, processors, real estate brokers, and retail clients to facilitate obstacles resolution and nonconforming valuation for existing and future construction projects. Liaise cross departmentally to streamline business cycles and expedite problem resolution. Assess performance and effectively coach employees to obtain goals / develop action plans to improve performance. Maintain detailed records of productivity and developed policies to promote accuracy and completeness from all team members. Conduct market trend analysis using historical performance data and sophisticated modeling tools. Prepare and present detailed analyses of emerging trends and declining markets used by senior and executive management nationally for strategic decision making. Hire, train, mentor, and evaluate staff. Track and process bonuses. ♦Investigated potential unethical mortgage lending practices as auditing resource of choice. Quickly identified fraudulent activity, halted future occurrences, and implemented detection practices to prevent future instances resulting in revived revenue growth.♦Earned selection by senior leadership to evaluate and prepare detailed market trend analyses and forecasts due to exceptional quantitative abilities, appraisal market experience, and knowledge of statistical methods. Served as trusted resource to senior leadership for recommending tactics to ensure continuing profitability in emerging and declining markets.♦Received five Quality Awards recognizing professional dedication and commitment to organizational success.

Served as licensed staff appraiser. Performed all types of SFR for 1 to 4 unit properties, REOs, loan servicing requests, and marketing reviews. Researched desk appraisals and ran e-VCs. Analyzed and communicated adverse factors impacting marketability and value and develop value appraisals using visual and Web-based (MLS, RealQuest, etc.) for secondary markets. Assessed properties using cost approach and developed rent and market opinions using income approach. Served as Community Loan Representative as business need dictated.♦Built strong professional reputation for completing high-volume workloads on time with high-quality results.

Bs, Ag-Business

Ag Business