I am dedicated to helping my clients ease the stress and uncertainty of volatile and complex financial markets on their wealth and well-being. Through careful listening and consultation, I develop customized investment plans and strategies designed to help preserve and grow wealth over the long run to promote financial success for the remainder of my client’s lives. My goal is to continually earn confidence and respect in order to be a trusted advisor so my clients can enjoy spending more time living their lives to the fullest instead of worrying about their financial future. With more than 25 years of experience in investment planning, I have had the opportunity to work with a broad range of clients that have required a wide variety of financial and investment advice. I earned a Bachelor of Arts degree in Economics from Coe College and a Master of Business Administration degree from the Henry B. Tippie School of Management at the University of Iowa. During college, I earned acceptance into the Omicron Delta Epsilon International Economic Honorary Society. I hold the Series 7, 63 and 65 registrations.Please visit my website at wellsfargoadvisors.com/james.t.richards for information about my practice and the services I provide to my clients. I am currently accepting new clients and appreciate your referrals. Please contact me by email at James.T.Richards@wellsfargo.com or by phone at 563-383-4983.This information is intended for use only by residents of AR, AZ, CA, CO, FL, IA, IL, MI, MN, MO, MS, NC, SC, TX, WA, WI.Insurance licensed in the following states: CA (Lic. # 1686977) Resident State: IAPlease contact me by email james.t.richards@wellsfargo.com or by Phone 563-445-3103./*********/Investment and Insurance Products are:* Not Insured by the FDIC or Any Federal Government Agency* Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate* Subject to Investment Risks, Including Possible Loss of the Principal Amount InvestedWells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social