James Snyder, Mba Email & Phone Number

Atlanta, Georgia

• Assess risks to underwrite primarily commercial real estate loan opportunities
• Analyze property information to determine viability and profitability
• Prepare credit packages for committee submission and consideration of approval
• Underwrote roughly one Billion in loans in each of the previous two years
• Contributed to the best performing market within the Bank for production
• Perform annual reviews on the commercial portfolio

Atlanta, Georgia

Manage risk through credit analysis, underwriting, and approval of commercial loans. Support Corporate Credit Officers. Analyze loan requests for businesses with $5 million to $150 million in annual revenues, to include working capital lines of credit and secured term loans.

Peachtree City, Georgia

• Underwrite commercial loan requests based on extensive knowledge of loan policy
• Perform financial analysis on existing and potential borrowers for loan requests and reviews
• Assist in the management of the credit department through workflow and knowledge based leadership
• Serve as supervisor of credit analyst and provide on the job training for less experienced employees
• Communicate with loan officers to drive efficiency and minimize risk to the bank
• Provide feedback on process improvement throughout the development of a centralized credit department

Atlanta, GA

• Actively manage a portfolio of over 200 criticized loans, primarily comprised of loss share loans
• Use NPV analysis and financial calculations to determine the least loss resolution of assets
• Perform financial analysis of borrowers to support all proposed actions
• Analyze the financial impact of collection activities for accounting and cash flow purposes
• Manage all aspects of collection activities within my portfolio to maximize recovery
• Negotiate terms of renewal or litigation with borrowers to minimize risk to the bank

Fayetteville, Georgia

• Managed all special assets which included 20% of the loan portfolio and $2.5M in real estate
• Established action plans for troubled asset and negotiated terms with customers as needed
• Performed financial analysis of customers to determine profitability and other financial factors
• Mobilized attorneys when legal proceedings, including foreclosure, are inevitable
• Compiled and analyzed data of the special assets portfolio and the loan portfolio as a whole

Fayetteville, Georgia

• Facilitated loan analysis from underwriting through final approval
• Reconciled loan department general ledgers to ensure accurate month end closings
• Analyzed financial statements and ad hoc requests for vital executive decision making
• Developed and managed budget for loan growth based on strategic goals
• Created monthly reports and presentations for management and the Board of Directors

Fayetteville, Georgia

• Directed teller department and performed customer transactions and client services
• Administered and audited vault cash levels and consignment items
• Managed teller department with zero turnover and no cash shortages

Newnan, Georgia

• Performed teller transactions, customer service, cross-selling
• Assisted with internal banking center audit functions
• Achieved 300% assigned teller transactions and led 120% of product sales
• Led transaction training for 12 new associates

Masters, Business Administration

Bachelor, Business Administration And Finance