Jamie Joseph Email and Phone Number

I assist our business banking client segment between $500,000 and $20 million annual revenue with their cash flow needs. As a Cash Management Solutions Officer I am responsible for identifying, proposing and delivering appropriate Cash Management products and solutions to existing clients and prospects. I strive to deliver an exceptional client experience while mitigating risk.

Work closely with the Regional Business Development Officer soliciting new business from established sources. Proactively involved in originating quality dental practice loans for both established and start-up dental practices. While guiding customers through the entire loan process, from data collection and analysis through loan conclusion and maintaining positive client relationships. Collect and analyze information regarding customer income, assets, investments and debts to include multifaceted or complex borrowers, presenting the advantages and disadvantages of different financial products to determine the best products to meet the customer’s needs and financial circumstances.

Proactively involved in originating quality FHA, VA and conventional mortgage and home equity loans; managing customers through the entire loan process, from data collection and analysis through loan conclusion; and maintaining positive client relationships. You will collect and analyze information regarding customer income, assets, investments and debts to include multifaceted or complex borrowers, presenting the advantages and disadvantages of different financial products to determine the best products to meet the customer’s needs and financial circumstances, as well as managing the customer through the entire loan process by setting expectations, taking applications, and, attend purchase closings, etc.Focuses on marketing and promotional strategies, to attract new purchase business, promoting a broad spectrum of mortgage products including but not limited to government, conventional, home equity and additional products within an assigned geographical area. This includes building network and community relations, and aggressively promoting PNC Mortgage to real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources.

Coach and drive sales force Promote great experiences for customersResponsible for day to day operations of branch bankingDiagnose branch problem, build an action plan and execute the planGrow branch profits and reduce expenses

Territory in which I covered includes Central Ohio and Vicinity. My responsibilities as a Relationship Manager for Chase starts by bringing in new business customers as well as working closely with Centers of Influence to expand my customer base. Additionally, I work even closer with my current customer base to ensure Business Banking relationship/expectations are being exceeded. Solutions I provide include Depository Account Management and Credit solutions.Acquire Business - Prospect in and out of the assigned branch/cluster to bring in new business customers, and develop and work Centers of Influence to expand the customer base.Deepen and Retain Relationships - Completely profile new and existing customers to ensure cross-sell of deposits, credit, convenience and personal products. Follow up on all business accounts to ensure we have captured the full opportunity.Be the Branch Specialist - Coach and mentor the entire branch team to uncover sales opportunities among both current and potential business customers. Work with Personal Bankers (PB's) to increase comfort and effectiveness with business customers and prospects. Handle or oversee all business credit applications.Refer - Identify Consumer product opportunities among business owners and refer to Personal Bankers or other specialists to effectively capture. Identify larger business opportunities and refer more complex customers to the Relationship Manager Channel (primarily Credits >250m).Drive Branch P&L Growth - Work with the branch's existing book of business customers to ensure business and personal cross-sell, capture of entire relationship, and improved customer retention, to increase branch balance and revenue growth.

Coach and drive sales force Promote great experiences for customersResponsible for day to day operations of branch bankingDiagnose branch problem, build an action plan and execute the planGrow branch profits and reduce expensesAwarded Outstanding Consumer Banking Manager for sales performance 2008Branch received a PL 1 rating 2008 and a PL 2 rating 2007Received an exceeds expectations on 2008 performance review

Managment Traninee / Assistant Manager in Beverly Hills / Hollywood CAEarned an outstanding sales award for seven months Earned highest production in LA area for the month of July 2004Awarded corporate marketing M.V.P. of September 2004

Negotiated television air time sales with Advertising Agencies and Television StationsResearched and Negotiated "Make Goods"Negotiated ordersDealt daily with television stations and advertisers

Planned and executed all aspects of seminarsRecruited attorneys to speakMarketing/selling seminar positionsNegotiated locationExecuted the seminars and reported results to the Supreme CourtWorked with the Supreme Court of Ohio to obtain approval of Continuing Legal Education seminarsCreated, Maintained and improved web site. www.CLEinc.orgDeveloped brochures and pamphlets and general marketing strategies

Worked with broker on developing sales leads and sales strategiesCommunicated daily with potential new clients, via telephoneHelped gather information for potential client portfolios