Head of Regulatory Remediation, Lead the development of strategy for regulatory remediation issues associated with the firm’s Risk Governance Framework. Provide strategic planning and guidance for all routine supervisory matters and any enforcement action requirements associated with all legal entities, including resolution planning. Provide leadership, regulatory expertise, and oversight of the examination lifecycle activities and communication with regulatory agencies, regulatory policies, and internal policies. Lead, manage, and coach staff of three and coordinate with two additional associated staff for routine supervision oversight and target exam administration. Review all supervisory documentation and presentations across all legal and operating entities. Provide in depth knowledge of holding company structures and DFAS 165; REG YY requirements.

Lead financial institution policy analyst. Large and Foreign Bank Supervision. Implementation of enhanced prudential standards including EGRAC Act S.2155 Crapo Act, DFAS REG YY. Construct Advisory Directives and guidance memos. Shared national credit, syndication, Wholesale Credit, and Retail Credit, commercial real estate SME. Bank supervision and regulation. Overall Credit Risk. Board advisor for Data Visualization Analytics Tableau.

Lead and presented the quantitative analysis of systemic risks of non-bank financial institutions to the Financial Stability Oversight Committee (FSOC.) Analyzed and determine Systematically Important Financial Institutions (SIFIs.) Innovated collection process of disparate sources into repeatable systemic quarterly process. This involved SNL, CompuServe, Bloomberg, SEC, Interagency Datasets, and public sources. Subject Matter Expert on Tableau Software (Business Visualization Software) server install project; including: requirements, elaboration, testing, training, and implementation. Advised information technology working group. Certified successful end of project.

$3.1 Trillion annual risk review of syndicated credit. Who has it. Where is it. Is it correct.Responsible for annual exam. 300 plus inter-agency examiners. Developed and Trained SNC examiners. Performed and lead the analysis of risks and financial structure of debt and financial instruments. Advanced Excel. Tableau.

Basel II Implementation Manager Lead Credit, IT, and Finance team to develop and report pilot Basel 2 calculated risk weighted assets for regulatory reporting with comparison to Basel 1 for four legal entities totaling over $300 billion in RWA. This included Wholesale Commercial Credit for Corporate Sovereign Bank and Specialized Lending, Retail Credit for Mortgages, Revolving and Other Retail, Derivatives, Securitizations, Treasury exposures, and any other credit related exposures. Ensure asset coverage and feeds into regulatory capital calculator for North American operations -- four legal entities and Group Operations.  Monitor regulatory development of Basel 2 across United States and European (FSA/ CRD) regulations. Prepare and Present Pilot Risk Weight Calculations to Risk Committee, In house Committees, and prepared Board of Director Presentations

All the accounting stuff, took the numbers and made them talk. Responsible for multi-million annual plans, division and departmental budgets, monthly financial statements and forecasts. Supervised accounts payable, payroll, and general ledger employees. Financial planning. Developed and instituted financial strategy. Improved financial operations. laddered assets. Increased accounts payable efficiency, reorganized accounts payable FTE structure. Decreased days payable outstanding. Increased revenue via assessment of backlog, Developed and analyzed margin analysis for over 7 divisions / strategic business units. Held seminars on operational analyses and efficiency improvements for amniocentesis practice, laboratory procedures, and DNA lab procedures. Created financial reporting system for over 60 divisions.Initiated quality control feedback systems. Held seminars, training and development regarding G/L encoding and procedures.Perform ad hoc analysis (lease vs. buy, operational efficiency, and sensitivity.Performed benefit analysis for employees, including health care and retirement plans.Analyzed and determined physician, ancillary and administrative employees' compensation. Negotiated, initiated, budgeted, implemented, and converted general ledger, accounts payable, and payroll accounting system to Platinum Accounting Software for three corporations.Consulting GroupFinancial / Technical Analyst Portfolio ManagementEvaluated and reported the performance of financial portfolios totaling $170 million including equity, fixed, commodities, and futures investment products primarily for defined benefit and defined contribution programs. Analyzed asset allocation and manager allocation. Prepared client and prospective client presentations, organized seminars. Instituted ADVENT (software) performance monitoring system. Initiated, negotiated, purchased, set-up, and networked office computer system.

Vice President Officer / Corporate and R EVice President Banking Officer / Corporate and Real EstateManaged $30 million loan credit debt and $30 million deposit portfolio for 285 Not for Profit and Trade Association clients (501(c)3s). Marketed bank products such as cash management, short term and long term investments, merchant card services, and trust services. Coordinated all aspects of developing and servicing client relationships. Analyzed debt capacity. Underwrote loan requests.Presented to Credit Committee. Signing Authority $1,000,000.00Assistant Vice President and Credit Analyst. Perform financial and credit analyses, modeling for banking and corporate finance transactions. Present review and analysis of credit transactions to credit committee for approval. Portfolio exposure size over $2 billion. Clients included corporate, commercial real estate, and not-for-profit. Conducted or Participated in client calls, bank meetings, banking seminars. Trained and Assisted junior analysts.

Baby Banker. Bank Training Program.Formal credit trained. The real deal. Investment Banking AnalystExecuted syndications, restructurings, debt, equity, private placements, and acquisition financing corporate credit debt loans ranging from $200 million to $2.3 billion. Participated in corporate client divestitures, mergers, and acquisitions and participated in management of $143 million pension portfolio. Performed financial and credit analyses (modeling) for banking and corporate finance transactions. Completed intensive five-month formal credit training program, which included Financial Statement Analysis of Business Conditions, Assessment of Risk, and Modeling / Projections modules. Completed numerous advanced training sessions offered by the Bank, including courses in Valuation, Debt Structuring, Private Placement Analysis, and Mergers/Acquisitions Accounting.