Licensed Mortgage Loan Originator in MN, WI and Florida.I drive my business strictly on referrals from satisfied clients, friends and associates. To do this, my team and I must pay attention to the little things and earn our clients' trust. We are focused on the relationship as well as the transaction. I provide a common sense approach to finance and with that philosophy we can truly take care of people without having to recite guidelines and policies. With 17 years of lending experience in mortgage banking I can provide both the local expertise and service that you deserve as a customer or a referral partner. My focus with each client is to ensure you become better educated about the process and your choices. I can also help if my clients need a referral to a good Financial Planner, Accountant, Attorney, Insurance Agent, or Realtor.Specialties: Helping Minnesota, Wisconsin and Florida customers make informed decisions purchasing or refinancing their home using all types of financing such as FHA Loans, Conventional Loans, First Time Home Buyer Loans, Minnesota Housing Finance Agency Loans - MHFA ,VA Loans, Jumbo Loans, USDA - Rural Loans, Investment Property Loans, Cash Out Loans, Second Mortgages, and Vacation Home Loans.