Sole SBA Credit Analyst (January 2018 - October 2022) - Completed Express, Small 7a, and larger 7a requests-Worked on an average of 165 deals each year-- - - Completed 41 requests in 2023 - Reviewed and Processed PPP requests for a month straight in 2020 (SBA Volume down in 2020) - Worked closely with the SBA operations teamManage the credit requests for the Bank's Lafayette Division - Portfolio averages 10-15 credit requests per yearVisit current/potential customers to learn about their business/credit needsUnder wrote conventional credit requests for small businesses and larger company - Completed 32 deals in each of the last three years (in addition to SBA request volume) - Completed requests for a variety of industries-Worked on requests from lines of credit to mortgage loans (Holding Co purchasing the land the Operating Co occupies), to non-owner occupied real estate (strip centers anchored by a well-known restaurant, apartment complex, hotels) - Helped structure requests-Trusted colleague that is willing to help support others to solve a problem Worked with financial statement to ensure credit worthinessGenerated collateral analysis, cash flow analysis, and personal (guarantor) analysisBeen a part of various teams to help grow and enhance our systems for the credit department

Same job duties as the Senior Credit Analyst positionCompleted the real estate industry analysis based on the bank's footprint for six years

Ensured other banking colleagues complied with Regulation B - Made sure the proper paperwork was received/filled out-Made sure customers were notified timely regarding credit request denialsMinimized the number of financial statement exceptionsCompleted a report weekly regarding when credit requests needed to be reported to upperManagementCompleted collateral inspections for the Bank's Auto Division/Truck Leasing - Managed the report showing the timing inspections needed to be completed - Traveled to various states to perform collateral inspections

Processed loan payments - Processed payments for customers over 90 days past due (considered non-accrual loans)Made disbursements on a customer's loanCalculated and prepared payoff letters for other financial institutionsBalanced a trucking company which had to be handled manuallyBalanced my workstation daily - Used a variety of General Ledger Accounts as well as Customer Deposit Accounts throughout each day

Worked at 1st Source Bank in the Loan Accounting Department