Janai Fullard, Csm, Ssm, Sa, Popm Email & Phone Number

New York, NY, US

Coral Gables, Florida, US

Lead and nurture Agile software development teams to deliver high-quality products that meet business requirements for CPA firms. Scope encompasses developing test criteria and test plans, as well as overseeing test execution. Embed the business perspective into the prioritization and planning of epics, features, and stories, to align software enhancements.

Fort Washington, Pennsylvania, US

Principally directed a 12-member team of conventional (Fannie Mae/Freddie Mac) mortgage underwriters, and provided change leadership to immediately address the issue of a significant project backlog. Collaborated with executive leadership to document project scope, deliverables, and resources. Articulated strategic objectives, outlined KPIs, and.

Montebello, New York, US

Defined and implemented project plans to execute the government-insured loan underwriting and approval process, utilizing HUD endorsement qualifications. Raised operational efficiency by 21%, by introducing new underwriting practices.

Mount Laurel, NJ, US

Underwrote complex mortgage loans for high-net-worth private label clients, including Merrill Lynch and Morgan Stanley, from origination through closure. Scope encompassed analyzing and verifying application information, evaluating financial risk, issuing final decisions on applicant eligibility, and communicating underwriting approval decisions in.

San Francisco, California, US

► Evaluated/delivered decisions for large, unusual, and complex individual consumer requests for 203K loans per company and industry guidelines with a focus on renovation risk management.► Served as key contact throughout the workflow and post-closing processes through renovation completion; calculated qualifying income by examining transcripts or tax.

Lansdowne, VA, US

► Performed 203K loan audits on HUD-selected files to confirm acceptable loan risk levels and verify absence of lender documentation deficiencies or processing errors during origination process for manufactured housing, multi-family housing, and properties in Puerto Rico.► Promoted organization-wide underwriting decision consistency through re-underwrite.

Charlotte, NC, US

► Evaluated appraisals, credit, income, and assets and approved FHA loans and condominium projects in compliance with HUD guidelines.► Managed responsibility for examining loan documentation for accuracy and completeness, including fraud detection and compliance reviews; analyzed tax returns, written employment verifications, W2 statements, and other.

US