providing expertise and clarification on mortgage underwriting guidelines

Underwriting Conventional and FHA mortgage applications. Teaching and training FHA Guidelines and processing procedures to processing staff.

Manager of internal operations of mortgage lending company, including processing, funding, underwriting, shipping, compliance, marketing, investor loan sales and warehouse line.

Manage internal operations including underwriting, processing, funding, shipping. Responsible for monthly audits for loan sales. Work with area manager to manage branch pipeline to meet and exceed monthly production goals. Provide support to sales staff of 17 by promoting customer service, pricing scenarios, pre-qualifying borrowers. Second sign review of loan applications that exceed staff authority limits. Hold weekly meetings to keep staff informed of changes in guidelines and procedural updates.

Manual wholesale underwriting of sub-prime and non-conforming mortgages. Supervisor of staff of 8 underwriters. 2nd sign review, training new staff, performance reviews, management of pipeline to meet approval deadlines, customer service liaison between AE’s and brokers, pricing management, perform meetings to keep staff aware of guideline updates and changes.

Private mortgage insurance underwriter and contract underwriter of conforming FNMA, FHLMC & Alt-A mortgages for many national mortgage lenders

Processing mortgage applications and overseeing branch operations, including a staff of 5 processors and 18 loan originators. Responsible for all administrative work in the branch, including all human resources issues, accounts payable, checking the monthly budgets and reviewing the branch profit & expense reports for errors and deficiencies. Troubleshooting files, handling client calls, funding brokered loans through our B/C lenders, and underwriting files through Loan Prospector and Desktop Underwriter.

Processed FHA/VA and Conventional mortgage applications. Supervised and trained processing staff. Provided support and assistance to sales staff. Customer service, troubleshooting loan application issues including re-structure to ensure loan approval.

Cold call sales to originate mortgage applications. Structured applications with clients to ensure benefit and affordability through various loan programs.