Key Skills and CompetenciesCredit ManagementIdentification and interpretation of risks related to lending in various sectors and industries. Business dynamics and the influence of macroeconomic, market-driven, competitive, and strategic influences on current and future industry and business risks. Insightful guide to the development of the capital allocation plans.Risk Management/Compliance Consistency in adherence to and application of established policies, processes, and tools to achieve optimal efficiency, compliance and cost containment. Minimization of exposures to and impact of risks associated with client portfolio in line with Bank credit policies, CBK regulatory requirements, KYC and AML policies. This involves liaison with corporate clients to obtain documents, financials and other necessary review information for sound credit decisioningPortfolio Management Engagement with assigned relationship manager(s) to undertake daily monitoring of accounts to ensure operations within the approved limits, preparation of excess requests and follow up for sanctions by approving authorities as per Bank policies.Loan Processing Management and AnalysisEnsuring that all documentation required is availed and the preparation of quality credit requests. Analysis of financial statements to determine borrowing potential as well as periodic review of loan contracts to ensure serviceability is optimized.Controls and reporting –Alignment of financial and operational performance with reporting parameters and dictated by internal and external policies. Focus on risk compliance assessment and management of corrective measure.