Experienced Financial Services Executive & Consultant with 30+ year history of successfully helping credit unions, banks and non profit organizations improve their performance across all business lines. I have demonstrated success & experience as an Interim & Turnaround CEO with a laser focus on partnerships and success strategies required for each unique engagement. I am a values driven leader skilled at building or rebuilding organizations focused on achieving long term sustainable profitability, increased employee engagement and improved service to it's customers/members and community. Working collaboratively with internal and external stakeholders, I approach change by developing high performing diverse teams focused on exceptional member/customer experiences and the projects required to achieve this goal. Strengths include:• Mentor and develop executives for success; • Reorganize to streamline processes, improve communications and improve results;• Partner with boards, regulators & attorney's at state and federal levels to resolve critical issues; NWRP• Assess enterprise operations; implement updated/reliable systems to improve efficiency & compliance and mitigate risk;• Create diverse cultures excited and focused on the promise, mission and vision of the organization;• Strategic Planning - Collaborate with BOD and C Suite on the org's promise, mission and vision;• Improve and leverage systems of engagement with all stakeholders;

Daily CEO Oversight for Credit Union during executive search for permanent CEO.

Strategic CEO leadership for conserved $104m credit union. Successfully developed and implemented NCUA and TDFI approved strategic business plan and exceeded target date goals for key infrastructure, operational, talent, financial & regulatory commitments.

Strategic CEO leadership for $3.8b / 500+ employee conserved credit union in Manhattan NYC. (During COVID) Successfully developed and implemented approved regulatory net worth restoration plan (NWRP) and exceeded target date goals for key infrastructure, operational, talent, financial & regulatory commitments. Successfully negotiated a open CBA to a positive conclusion for employer and union.Key accomplishments: - Successfully complied with all COVID restrictions and remained agile during a time of great change (outside of the conservatorship);- Resolved all long standing & dated regulatory issues;- Moved all eligible positions to remote within 10 business days for COVID;- Successfully negotiated an open CBA;- Successfully attained all NWRP goals for periods as stated;- Successfully built communication tools and strategies for a remote workforce;- Successfully began to create a culture of accountability by implementing performance plans for each position; - Successfully achieved net worth growth goals as committed;- Successfully resolved key compliance issues for long term sustainability;- Successfully developed and implemented an effective and efficient organizational chart;

Strategic EVP leadership assisting CEO in the overall management for a conserved credit union, provide leadership and direction of the day to day CU operations, develop and implement an approved net worth restoration plan focused on achievement of established key financial, operational & regulatory goals, member growth & retention; create and sustain high performance teams and ensure overall business lines success during great change.

$198m (5 Branches) and 70 staff / Achieve strategic business plan objectives; Develop and create high performance teams focused on exceptional performance; Manage enterprise risks to ensure safety and soundness while growing at the speed of business; Ensure innovative technologies were adopted to support continuous improvement in the organizations performance; Ensure a culture of inclusion and diversity in thought and approach; Collaborate with Board of Directors in delivering the mission and vision to the membership, community and staff; Participate and support local communities and events .Key accomplishments: - Successful Core and On-Line Banking Conversion to update internal and external technology;- Resolved year over year membership losses to positive growth in first 18 months;- Attained key partner status with Grand Canyon University;- Partnered with local charities that serve the community where the CU had a presence - AZ Helping Hands, Junior Achievement, Deer Valley School District, Phoenix Union High School District - Metro Tech - Credit Union High School Branch, AZ FBLA, Time Out Shelter, Payson AZ - Successful merger with Deer Valley Credit Union with all employees retained

$268m; (15 branches / 200+ staff.) Provided CEO leadership during transition including successfully developing and implementing a strategic business plan/budget which met established regulatory expense / income targets as well as key financial ratios, focused on member service with retention and growth strategies; successfully implemented performance management accountabilities resulting in high performance teams and improved efficiency across the credit union; successfully managed strategies across the credit union which improved the member, SEG and community's experience. Successfully met regulatory goals within timeline.

$1.3B Credit Union; 3 CUSO's (25 branches, 400+ employees) - Strategic consulting and C level leadership for conserved credit union, including successfully developing and implementing approved net worth restoration plan focused on achievement of established key financial & regulatory goals, member growth & retention, creating and sustaining high performance teams and business unit success during great change for branches, call center, marketing, consumer and mortgage lending, training and HR as Chief Retail Officer (C level.) Successfully retained and grew key SEG relationships with Texas Instruments, Raytheon and Ericsson. Developed and implemented new marketing programs focused on growth and adoption of new technology; managed all communications with key SEG's, business partners, members and regulators.

$500m; 2 CUSO's (20 branches, 200+ staff ) - Strategic consulting and C level leadership for conserved credit union, including successfully developing and implementing approved net worth restoration plan focused on achievement of established key financial & regulatory goals, member growth & retention, creating and sustaining high performance teams and business unit success during great change for branches, call center, marketing, training and HR as interim Chief Retail Officer (C level.) Successfully retained and grew key SEG relationship with City of San Bernardino and membership during recession; Developed and implemented new marketing programs focused on growth and adoption of new technology; managed all communications with key SEG's, business partners, members and regulators.

VP, Chief of Staff to SW Retail Bank EVP - (300+ branches / 2000+ staff;) Vice President National Consumer Assets Group - (AZ, NV and NM); Retail Banking (Consumer, Mortgage and Business/Commercial Lending)