1. I have always been a saver and interested in finances and developed a passion for this business at an early age watching my parents run a successful insurance practice. I started saving at a very young age and I would save money for Christmas gifts for my family as it gave me joy. Over the last 40 years I have honed this strategy into a successful business of my own and my passion is stronger than ever. I derive energy from the new challenges each day brings.2. Trust is the foundation of each client relationship and our service is very important. Through this process, deep relationships are formed and I’m great at finding creative solutions to my clients’ evolving needs.3. Consistency is what I provide. No surprise is a good surprise. My clients don‘t have to worry knowing I have their best interest in mind and my resources are available whenever they are needed.4. My advice is designed to help clients live life to the fullest well into retirement. I challenge them to enjoy their lives so much in retirement that it’s hard to remember how they found time to work before. I look forward to an opportunity to connect with you. This information is intended for use by residents of AK, AZ, CA, CO, FL, IA, ID, IL, KY, LA, MD, MI, MN, MS, OH, OK, OR, PA, SC, TX, VT, and WI only./*********/Investment and Insurance Products are:* Not Insured by the FDIC or Any Federal Government Agency* Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate* Subject to Investment Risks, Including Possible Loss of the Principal Amount InvestedWells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social