Janus Smith Email & Phone Number

Copenhagen

My role as product manager within the "new mortgage platform" solution is to define business requirements as well as program vision and roadmap.The solution target is a mortgage API architecture that will be implemented into adviser and customer journeys.Totalkredit is the mortgage product partner for around 45 banks and their end user solutions is built by BEC, Bankdata and SDC.

Copenhagen

I'm a senior strategy consultant in a team of 14 consultants, who are driving the overall strategic agenda and strategic projects in Business Banking across the Nordic markets. We are responsible for setting the strategic direction, executing on plans and follow up on performance.

Copenhagen

Co. Product Manager driving the vision and roadmap of Nordea's completely new platform for current and new home owners. The solution provides financial clarity when you are searching for a home whether it is a house or an apartment. By applying my leadership skills and knowledge around the financial aspect of being a home owner, I was able to co lead the agile train, which is organized into 6 agile teams totalling approx. 60 people, through out the first prototypes.My main… Show more Co. Product Manager driving the vision and roadmap of Nordea's completely new platform for current and new home owners. The solution provides financial clarity when you are searching for a home whether it is a house or an apartment. By applying my leadership skills and knowledge around the financial aspect of being a home owner, I was able to co lead the agile train, which is organized into 6 agile teams totalling approx. 60 people, through out the first prototypes.My main responsibilities was to lead UX and service designers from a customer minded idea phase through development and implementation of the solution with local commercial hubs and across the entire train and Personal Banking value chain. Show less

Copenhagen

Product Manager driving the roadmap and development of an adviser facing pricing tool for mortgage products across the Nordic markets. Responsible for a cross country agile team of 10 people.Development of the tool included using my expert knowledge about pricing in collaboration with local experts. The tool was piloted as an Excel tool and was later developed as a web tool including an analytical platform for price performance review.

Copenhagen

Pricing projects related to our product portfolio e.g. increase consumer lending market share, annual pricing review/competitor analysis, increase deposit products profitability, pricing capability requirement analysis towards new legacy system.

Copenhagen

Pricing projects related to development of new value propositions for household segment across Nordic markets. Including competitor analysis, customer program/value proposition development, segmentation model, price strategy, profitability analysis etc.

Frederiksberg

Copenhagen

As pricing manager in GE Money Bank Nordics I was responsible for pricing and profitability in the Danish market. It was a key role compiling business inputs together, and understanding all commercial aspects of the business and what drives good performance: sales, credit risk, costs, net income, return on investment etc.* Advising executive management on decision making from analysis of data* Business development of our product portfolio* Customer lifetime profitability… Show more As pricing manager in GE Money Bank Nordics I was responsible for pricing and profitability in the Danish market. It was a key role compiling business inputs together, and understanding all commercial aspects of the business and what drives good performance: sales, credit risk, costs, net income, return on investment etc.* Advising executive management on decision making from analysis of data* Business development of our product portfolio* Customer lifetime profitability analysis across prices and products (standard consumer banking closed end & revolving credit products)* Scenario modelling of price sensitivity, customer behavior, credit risk, unit cost etc. to understand the effect of different profitability drivers* Customer retention analysis* Database development and data analysis using SAS, Access and Excel* Developing and maintaining the Danish unit cost model* Compliance towards GE's corporate policies & procedures* Ad hoc projects such as capital allocation, corporate pricing model validation etc. Show less

Copenhagen

In my role as business/financial analyst I had the responsibility for management accounting, financial accounting and performance management of Danske Bank Group’s back office functions comprising IT, Operations/services, Procurement, Marketing and Business Development (cross country functions all known as COO area).My responsibility was Group IT and I also had quarterly budget process ownership for all functions.Balanced scorecard / Performance dashboard* Developing… Show more In my role as business/financial analyst I had the responsibility for management accounting, financial accounting and performance management of Danske Bank Group’s back office functions comprising IT, Operations/services, Procurement, Marketing and Business Development (cross country functions all known as COO area).My responsibility was Group IT and I also had quarterly budget process ownership for all functions.Balanced scorecard / Performance dashboard* Developing balanced scorecard for Group IT in cooperation with McKinsey & Co.* Participating in monthly status meetings between CIO (senior executive vice president) and senior management (senior vice presidents)* Preparing 8 IT business area reports with comments and analysis for the monthly status meetings with CIO* Pre meetings with senior vice presidents coordinators/executive assistants before meetings with CIO* Monthly production of 40 department reports, 8 area reports and 1 consolidated IT report in cooperation with resource in India* Daily remote leadership and development of resource in India, incl. two months on-site training in Denmark (not functional leader)* Maintaining production setup and implementing changes together with resource in IndiaMonthly closing of books* Controlling of all costs groups across all IT departments (DKK 4bn yearly)* Creating and validating accruals together with coordinators/executive assistants* Single point of entry between Group IT and Group FinanceBudget process ownership (cross function and cross country)* Responsible for the overall communication with all back office functions communicating deadlines, responsibilities etc. and performing general stakeholder management* Providing budget templates* Providing data extracts with realized costs and ad hoc data for analysis* Providing technical support and other relevant supportOther* Activity based costing project* Follow up on contract and project costs* Modelling of internal reporting tools Show less

Copenhagen

Group controller in Financial Shared Services Centre with responsibility of it-costs* Posting invoices incl. handling of VAT* Monthly closing of books incl. accruals and commenting on trends in cooperation with Group Finance* Optimizing the posting, approval and payment workflow by utilizing LEAN theory* Daily/weekly/monthly follow up with First Vice President and Senior Vice President through whiteboard meetings, reports with statistics, trend graphs and numbers*… Show more Group controller in Financial Shared Services Centre with responsibility of it-costs* Posting invoices incl. handling of VAT* Monthly closing of books incl. accruals and commenting on trends in cooperation with Group Finance* Optimizing the posting, approval and payment workflow by utilizing LEAN theory* Daily/weekly/monthly follow up with First Vice President and Senior Vice President through whiteboard meetings, reports with statistics, trend graphs and numbers* Participation in Group wide project to upgrade ERP platform (Dynamics AX)* Developing data extracts for analysis purposes* Documenting processes and workflows Show less

Copenhagen

Hd Regnskab Og Økonomistyring

Graduate Diploma in Business Administration (Financial and Management Accounting)

Ha(Dat.)

Bachelor's Degree in Business Administration and Information Systems