Owned and operated a 30+ year agency of over $5,500,000 in premium Managed and overseen growth of over 25% while maintaining profitabilityTrained and managed staff Opened and grew three additional agencies under my oversight to a level of sustainability for the agent of recordPromoted agency branding and products through diversified marketing efforts including networking, cultivation of referral sources, mailings, charity efforts, etc.Focused on improving processes of the agency from customer service to salesResearched coverage and premium options for commercial and residential clients in order to provide recommendations in the protection of their assets

Performed well enough for partners of firm to approach me to purchase an Allstate agencyAnalyzed financial statements of potential buyers of Allstate Agencies, dental and veterinarian practices.Calculated loan value, credit worthiness and financial strength in order to determine whether a potential loan could be made against an Allstate Agency, Dental or Vet Practice.Negotiated interest rates, loan fees, and loan structure with potential borrowers.Served as a liason between lending institutions partnered with PPCLOAN and potential borrowers. Attended Allstate Kick-off meetings and dental conventions in order to develop new lending opportunities, develop new relationships with existing and potential referral sources, and introduce the PPCLOAN brand to new markets.Assisted in the marketing initiatives of PPCLOAN’s dental department which included creating source material for social media. Instrumental in the formation of a Capital Management department within PPCLOAN that generated deposits and new sales opportunities for PPCLOAN’s partner banks.

Greeted and actively listened to customers to uncover purchasing needs and provide recommendations based on automotive requirements.Used consultative sales process to match customers with vehicles suiting their needs.Demonstrated vehicle functionality and explained options, accompanied prospective customers on test drives, and explained costs associated with purchase.Researched new automotive releases to maintain knowledge on new products and trends.Informed customers on associated dealer services and products such as extended warranties.

• Perfomed analysis of financial statements for companies and individuals.• Created debt service models using Microsoft Excel.• Engaged appraisals for loans.• Prepared loan pipeline and payoff reports using Microsoft Excel.• Prepared write-ups on various loans.• Prepared minutes for Senior’s and Director’s Loan Committees.• Assembled loan packages for presentation to the Director’s Loan Committee.• Prepared and reviewed loan documents.

• Reconciliation of daily and monthly general ledger accounts.• Reconciliation of the daily activity of other personnel.• Assisted Assistant Vice President in the recording of investments.• Research of any errors or irregularities expierenced in daily operations.• Monitor and oversee operation of ATM during special events.• Creation of procedures for reconciliations.

• Supervised and delegated duties to subordinate personnel fairly and objectively.• Calculated and distributed fertilizer to 50 acres of sports turf.• Performed everyday maintenance tasks without supervision.• Assisted Turf Foreman in training of new personnel.• Provided customer service during special events.• Performed small repairs on equipment.• Operated equipment to perform field maintenance tasks.