• Responsible for data corrections, data importation and filing of the Home Mortgage Disclosure Act (HMDA) Loan/Applicant Register (LAR) for all entities.• Oversee the data entry and submission for the HMDA LAR and the Mortgage Call Report (MCR) for Newrez and all joint ventures.• Facilitate the launch of a new originations compliance testing software and handle all software updates.• Review findings from internal audits and state exams and create action plans as well as testing and monitoring plans to remediate findings.• Create solutions for fully automated compliance call monitoring of over 700 loan officers including areas involving state and federal requirements.• Update, maintain and monitor all applicable state calling requirements to minimize call time violations.• Manage the overall process and perform the annual review of Fair Lending and Redlining. • Conduct reviews of monthly compliance testing reports and findings from regulatory agencies.• Work closely with various departments to ensure monitoring and testing results are remediated. • Maintain working knowledge of federal, state, municipal, and consumer protection laws, regulations and policies, Fair Lending, HMDA and TCPA guidelines.• Manage staff, plan responsibilities, direct activities and utilize staff resources effectively to meet goals.• Partner with the database team to review automated logic and correct inefficiencies within all compliance related jobs.• Set up Tableau reporting to monitor SAFE Act laws, state loan level reporting and HMDA testing metrics. • Produce PowerPoint presentations and present key findings to executive level leadership involving Fair Lending, Redlining, Pricing Concessions, and Quality Control testing and monitoring.

• Created new automated processes for the Mortgage Call Report (MCR) of NewRez LLC and 19 joint ventures.• Detected data inaccuracies within the HMDA LAR and updated records in the RiskExec HMDA platform.• Revised the automated HMDA LAR script and submitted changes to IT for updates to the production environment.• Amended over 25,000 monthly validity errors to file the HMDA LAR. • Produced and coordinated data delivery requests for the risk management team by fulfilling requests for new and recurring broker/correspondent applications, business affiliated recertifications, federal regulatory production reports, investor requirements reporting, and ad hoc requests from other regulatory agencies.• Developed reports for all state and federal filings in relation to licenses of NewRez LLC and all joint venture entities.• Coordinated with legal to ensure all items are accounted for on the servicing and originations side of the business for all National Mortgage Licensing System (NMLS) filings. • Partnered with the licensing team to provide active loan officer data and to ensure all state bond requirements are met.• Fulfilled data requests for regulatory exams from all entities.• Provided ad hoc reporting and analysis to senior level management as required.• Wrote and provided metrics reports for monthly compliance monitoring and testing.• Worked with the IT team to fix data discrepancies that cause data discrepancies within compliance monitoring tools and originations platforms.• Built SQL scripts to test the full population of loans that are subject to specific regulatory requirements.• Formulated solutions for data issues that arise from regulatory testing and findings.• Automated reporting to track compliance issues, any updated fee programming and additional research for current regulatory findings.• Performed call monitoring testing, HMDA source documentation reviews and funded compliance testing reviews.

• Proactively mined data warehouses to identify trends and patterns to discover inaccurate data fields. • Performed HMDA LAR testing and data analysis.• Developed a process to automate the MCR for all Residential Mortgage Loan Activity sections.• Identified HMDA and MCR data issues, partnered with legal compliance to create tickets and provided solutions for accurate data process designs and rules within the Ellie Mae Encompass originations platform.• Created an XML file to import all data into the NMLS system for mandatory MCR filings.• Conducted and effectively handled special assignments for management as requested.

• Supported the Compliance Testing Organization (CTO) Servicing Team in the following ways: o Documented the testing platform procedures. o Managed the administration of the testing platform. o Built and customized metric reporting in the testing platform. o Created, updated and executed queries for testing populations. o Assisted in developing, maintaining and enhancing month end reporting on regulatory findings. o Trained analysts to utilize the MSP servicing platform. o Analyzed process improvements and partner with CTO in implementation of changes. • Provided data support to the CTO Originations Team for the Home Mortgage Disclosure Act (HMDA) Loan/Application Register (LAR) Reporting.• Supported Legal, CTO Originations, Executive Management, Servicing Lines of Business, Regulatory Examination Management Team, and other Risk and Compliance teams by completing ad hoc requests.• Created, maintained and enhanced the Risk Attributes Controls & Exceptions Report (RACER), which communicates regulatory findings and provides a high level overview for senior level management.• Wrote SQL queries to deliver originations and servicing data as required to meet all state and federal company branch and individual license filings. • Assisted in the development and maintenance of automated exception reporting, which reduces regulatory agency findings and overall costs.• Developed and provided the originations and servicing data as required for the National Multistate Licensing System (NMLS) filing of the Mortgage Call Report (MCR).

• Partnered with various departments to obtain necessary information for use in drafting policies, procedures, protocols, and resource materials. • Developed Microsoft Excel and Word macros to automate reports and daily tasks. • Utilized knowledge of SQL logic to assist the Compliance Testing Organization (CTO) and Quality Post Delivery teams in creating exception reports to monitor key performance indicators for regulatory and policy driven testing. • Created SQL statements to build populations for Federal and State Compliance Testing.

• Conducted supplier research and identification, RFI and RFP execution and market assessments for clients in various industries. • Evaluated price proposals, statements of work and identified potential cost savings. • Developed RFP documents, performed quantitative and qualitative data analysis for client deliverables and completed spend analysis and classification

• Supervised an event specialist team of 6+ members at two different BJ’s Wholesale Club locations.• Ensured all food safety regulations were being followed by all team members and were executed properly.• Provided customers with information about products to help enhance sales for the wholesale club.

• Supervised and ensured all required training was completed of 40+ Marines in daily operations as the Bravo Company Transmissions Platoon Sergeant.• Supported the training of 30+ Marines with over 72 hours of uninterrupted communication support.• Generated spreadsheets that recorded weekly and monthly preventative maintenance and deficiencies of $20+ million worth of communication equipment. • Collaborated with superiors to ensure the proper procedures were followed and corrected deficiencies to ensure they were informed of all issues associated with the equipment.