o Head Product & Strategic Initiatives, Mumbai - Nov 2020 onwardso Zonal Head –Sales (Rest of India, Ex MH), Mumbai - March 2020 to Oct 2020o National Product Manager, Mumbai -Aug-2018 to March 2020o Credit & Operation Head Gujarat & Rajasthan, Ahmedabad/Jaipur - May-2018 to July 2018o Regional Head – Gujarat & MP, Ahmedabad/Bhopal - Sep-2017 to Apl-2018o Area Head – Gujarat, Ahmedabad - Apl-2015 to Sep-2017 Selected Achievements o 2024-25: HO- CRE, PMAY 2.0, RRO, Pricing Module, CA License, Reject Review, Playing Captain, Off Role Modelo 2023-24 : HO - MOF, AA/NB, IBT Process, Google Rating, International Trip to 220 Peopleo 2022-23 : HO - Retention, PATU, SOP, DILO, Insurance Process made live, International Trip org for 180 peopleo 2021-22 : HO - 100% digitization of onboarding process (Paperless – lead to loan disbursement). TAT and FTR improved by 70%o 2020-21 : HO - Automation of MIS/Analysis - Hourly Basis (All business process). Optimized in house Sales App, one of the best app within peers. o 2019-20 : HO - Product, policy, process change done as per performance of portfolioo 2018-19 : Rajasthan - Credit and Operation Responsibilityo 2017-18 : MP - Collection and Operation Set up madeo 2016-17 : Gujarat - Made 21 branches fully Operative, 69 Employee travelled Overseas o 2015-16 : Gujarat - Made 11 branches fully Operative, 53 Employee travelled Overseas, Disbursed Home Loan of Rs. 324 Cr to 3525 Borrowers

o Regional Credit Manager- Gujarat, June-2014 to March-2015o Branch Operation Manager-Surat, June- 2013 to May-2014 (Including Sales)o Branch Operation Manager-Surat, Apl-2012 to May-2013o Branch Manager-Surat, Apl-2011 to March-2012o Branch Incharge-Surat, Jan-2009 To March-2011 New Product like 60:40, Saral, 50:50 launched. Credit Automation implemented joint project with IT Promoted as RCM – Gujarat Grade Promotion - Sr. Manager Special Recognition for the completion of 5 yrs Vapi Service Centre – Opened (Dec-2013) – Selected as Model Service Centre Audit Rated – AAA (2013) New Branch Open at Ring Road with State of art facilities (2012) Rewarded with Thailand Tour – 2011-12 Awarded with Wagon- R (Car) – 2011-12 Best Branch Recovery Award – 2011-12 Best Branch Runner Up Award – 2011-12 Rewarded with Singapore/Thailand/Malaysia Tour – 2010-11 Best Branch Accountant Award – 2010-11 Best Branch Runner Up Award – 2010-11 Best Employee of the Year – 2009-10 (Wadhawan Holdings & Group) Rewarded with Swiss/Germany Tour -2009-10 Best Branch Excellence Award -2009-10

Work Description• Product Mix Management –Secured (HL/HE) and Insurance• Key Account Management• DSA/DST Productivity Management• Target Management (Sales, Credit and Collection)Selected Achievements• Empanelled 7 new DSA within 50 Days• Build DST in 15 Days

Work Description • Product Mix Management –Secured, Unsecured and Insurance • Sales force productivity Management • Managing Sales, Marketing, Credit and Risk• Front Level Recruitments & Training• Business Forecasting and target allocationSelected Achievements• Break Even Achieved –Feb 08• Maintained ” 0.35%“ Delinquency and “0.10%” NCL• Leading 7 DRO, 3 CCO and 1 ACO

Work Description •Development of Sales and Distribution Channel for Surat, Navsari and Bardoli.•To Increase productivity with lowest usage of resources•Profit centre Management (DST)Achievements•Opened a New Branch with High-Tech Sales Environment•Build A Fully Loaded Team within Short Span of Period (2 Month)•Started 8 Company Extension Counters•4 Disbursement made for CF to Developers•Developed Relationship with 80+ builder groups (Out 115 of Surat region)

Work Description • Team Management and Leadership • Construction of fruitful Relations with Corporate and Builder Lobby• Target Allocation and Achievement• Preparation of MIS, LMS and DSR, Reporting to Sales ManagerAchievements• Team Strength Increased up to 14 Crewmember – Jan’05• Made Highest Disbursement in Entire Gujarat (3.10 Cr – March’06)