Jason Arnott Email and Phone Number

Team Leader for CRE National Real Estate Portfolio Management.

- Serves in a senior capacity, providing work/task related direction and advice to junior team members.- Performs duties related to the credit review of commercial manually underwritten loans, with a primary focus of very large, complex commercial loans. Utilizes independent judgment and decision making authority to make time and effective decisions, while managing the assessment of the most complex, high dollar and high risk clients and prospective clients.- Applies broad and in-depth knowledge of credit/risk management processes to ensure the appropriate balance between company risk and customer/client focus and relationship is maintained.- Developed and maintains the global cash flow calculation model used across the bank footprint.- Developed and maintains workflow tools that are used by all analysts across the footprint.

- Conducted loan portfolio research to determine credit quality, character and soundness including but not limited to: analysis of extensive statistical data & financial statements, sensitivity analysis, industry analysis, management assessment, guarantor analysis, etc. Ensured the consistent use of well supported and factual analyses and processes to determine and recommend risk ratings.- Followed standard operating procedures when preparing analyses, reports, and presentations for management review. Performed accurate spreading of historical financial statements as well as prepares projections.- Ensured all transactions are in compliance with regulatory and company guidelines, policies and procedures.- Collaborated with loan officers as well as interacts and provides consultation to customers.

- Reviewed and analyzed all new commercial and SBA loan requests- Provided monthly and quarterly reports to the Senior Credit Officer- Completed hotel industry analysis on a yearly basis- Preformed annual reviews on existing customers- Conducted site inspections as needed- Provided support and assistance during internal and external audits

- Interfaced with customers concerning site inspections and draw requests- Prepared loan notes and worked with attorneys- Supported outside loan officers as needed- Conducted loan analyses as well as quarterly site inspections- Underwrote loan requests & loan renewals- Designed draw program in Access - Provided monthly and quarterly reports for senior management- Ordered and reviewed vendor reports (appraisal, flood, title, etc.)- Completed other administrative duties as needed