Jason Eckhardt Email & Phone Number

New Providence, Nj, Us

New York, Ny, Us

New York, Ny, Us

Leading implementation in RIB Finance of new credit loss accounting standards (CECL/IFRS9) issued by FASB and IASB

New York, Ny, Us

• Supporting the development of multiple generations of the credit risk models in a project manager capacity with duties that include organizing and leading steering committee meetings, developing project plans, documenting the model development process, drafting responses to regulatory and internal findings, and identifying and testing internal controls.• Regularly lead discussion with regulators in their review of CCAR and DFAST provision process and assist in discussion with credit model development and governance.• Led team that redesigned entire CCAR provisioning process from end-to-end that enabled a very small team to calculate provision, delinquency fees and other metrics across all markets and portfolios in a very compressed timeframe.• Led initial development of enhanced recovery reserve rate definition and consulted on later refinements of definition for use in company’s ALLL reserve process.• Key member of team leading implementation of CECL/IFRS9 accounting standards.• Won 2014 Finance Visionary Award for leadership during the 2015 CCAR development period.

New York, Ny, Us

• Supported both the OPEN CCO and LFO in the creation of timely and accurate forecasts as well as communicated the explanation of variances to senior management.• Ensured a consistent approach to CBA analytics, evaluated and tracked impacts of numerous initiatives. • Led analysis of impacts of LOC feature cap and threshold changes which ultimately resulted in millions of dollars of growth in LOC receivables.• Led teams responsible for enhancements to ALLL reserve methodology• Led cross-functional team that built the next generation of CCAR models and led discussion with regulators on the approach.

New York, Ny, Us

• Developed structure and model to determine when significant performance or size changes in a card segment necessitated separating segment out of the larger portfolio.• Was the prime consultant to Controllership in successfully completing the first and most complex phase of the reserve model conversion to essbase.• Heavily involved in the development of Authorization PTI template and education of personnel in Risk in the use of this template.• Organized cross-functional results team in order to more quickly answer requests and cross-train team members.

New York, Ny, Us

• In Controllership was responsible for monthly results and bank holding co. reporting for EMEA Emerging Markets. Drove six-sigma project for cost center governance. Performed balance sheet reviews of SwissCard and Middle East joint ventures.• In GCSS Finance provided insightful regression analysis on AR and DBB which was used in the forecast process. Managed yield reporting and variance analysis. • Worked with Treasury to adapt new interest expense methodology to CCSG and OPEN. Quickly became a content expert, which involved understanding and explaining funding sources, capital allocation, and balance sheet variances.

New York, Ny, Us

• In support of Telephone Service Network, Merchant Service, Fraud services, and Corporate Services, was responsible for completing regular forecasts and drove improved analysis and controls resulting in greater clarity and accuracy. Won 3Q 2006 CP&DS Champions Award for driving process while training several new team members.• Worked on many cross-functional teams including one that successfully on-boarded the new home-based servicing (HBS) vendor for the Telephone Service Center. Created and defended financial analysis and successfully obtained funding. Provided thought leadership and analysis on the contract provisions. Presented broad overview of HBS at American Express to Finance executive leaders. Won Gold Rings of Recognition award for my analysis and leadership on this project.• Won CFO Premier Award for leadership in HBS project, customer focus and teamwork.

Us

2 Years Actuarial Department working on LTC/DI and Life reserves. Responsible for updating the code base of models from APL and Cobol to Visual Basic. Also maintained actuarial valuation tables and supported monthly reserving process and results analysis.3 Years Annuity Product Development working on MoSes programming and Annuity product development for Third Party Distribution channel. Key programmer of annuity valuation models into MoSes, a third party software platform. Also responsible for annuity valuation working closely with marketing on sizing different levers of revenues and expenses. In addition was responsbile for updating fixed interest rates table for fixed annuity products and answering questions from customers on the valuation of the annuity.2 Years LFO Insurance/Annuities. Responsible for monthly Fixed Asset & Liability Spread reporting. This included maintaining and enhancing fixed asset interest income forecast models and clear communication with leadership on drivers of variances.

Masters, Actuarial Science

Master Of Science - Ms, Actuarial Science