Jason Esterly Email & Phone Number

Frederick, Maryland, United States

Verify, review and assess confidential information on personal earned and unearned income, assets, family composition, medical and childcare expenses, complete detailed income-related calculations and input activity using specialized software system.• Assist clients with completing required forms and providing required documentation needed to maintain program compliance.• Counsel income-challenged households, both current program participants and the public.• Conduct fraud investigations.• Perform administrative support duties to include updating housing resource information, maintaining and updating rent reasonableness, department reports, manual check runs, and rent runs.• Maintain assigned voucher caseload, schedule, and conduct application briefings, conduct certification briefings, annual and interim recertifications in accordance with Federal, State and Department regulations, policies and deadlines.

Frederick, Maryland, United States

•Reviewed, analyzed, and assessed wholesale customers and their business profiles to ensure compliance with company policy and government regulations.•Determined whether enhanced due diligence was needed for wholesale customers with high-risk attributes or a single attribute risk factor.•Maintained a strong knowledge of the Bank Secrecy Act, Anti money laundering programs including many aspects of Know Your Customer, and other related risk and regulatory disciplines.•Gained exposure to regulatory controls in a financial services environment.•Conducted standard and high-risk customer due diligence in accordance with wholesale standards.•Resolved data quality issues.

Frederick, Maryland, United States

•Underwrote consumer home mortgage loans within company and industry guidelines. Reviewed financial statements, credit reports, applicable ratios (Debt ratios, loan-to-value) and other supporting documentation.•Contacted customers and partners to gather information to make appropriate decisions and explain the rationale behind credit decisions.•Assessed risks based on the customer's credit profile, employment history and spending or saving habits.

Frederick, Maryland, United States

•Prepared and reviewed closing documents for mortgage revenue bond loans and down payment assistance programs.•Partnered with loan officers, processors, title companies and state agencies to ensure correct and accurate closing figures.•Adhered to strict state, federal, and Wells Fargo guidelines to produce salable loans.

Frederick, Maryland, United States

•Prepared and reviewed closing documents for Conventional, FHA and VA loan closings.•Provided training and guidance to newer closers in the department.•Worked closely with loan officers, processors, title companies and the VA review team to ensure correct and accurate closing figures.

Frederick, Maryland, United States

•Originated Home Equity Conversion Mortgages for senior homeowners.•Educated senior homeowners on all aspects of the HECM program.•Gathered and reviewed pertinent documents associated with mortgage loans.

Charleston, South Carolina, United States

•Maintained and updated content for eight separate websites owned by American Weigh Scales.•Reworked awscales.com with designs from graphics department using Joomla, CSS, and HTML.•Processed phone orders, web orders and assisted in warranty claims.•Set up scales.net using Magento Ecommerce and the designs from graphics department.•Processed orders and provided web content for retail stores that sell AWS products.

Web Design Certificate, Web Page, Digital/Multimedia And Information Resources Design

Electronics Technology Certificate, Electronics Technology