The payments and consumer banking ecosystems are changing. Surging e-commerce, changes in consumer spend patterns and new technologies are driving rapid change with data underpinning every part of the evolution. As an international payment services, consumer banking and data expert recognized for delivering product innovation and market share gain, I am uniquely qualified to help banks and fintech companies scale up, pivot and transform to grow their offering and ensure their business model is future-ready.Bringing two decades of financial services experience to each client engagement, I blend strategy and data led insights with commercial acumen and functional expertise to deliver viable solutions to complex problems. Adaptive and perceptive, with a highly transferable skill set, I identify and remove obstacles to ensure successful delivery, consulting with client groups and in-house teams to create roadmaps that define products and optimize the operational landscape.A well-travelled American currently based in London, I lead the UK and European practice and leverage global experience I gained working in the US, Australia, New Zealand, Turkish and Malaysia credit card markets. In my current role, I provide consulting and analytical services advice for consumer financial services products with a key focus on payments, building on strong M&A, P&L and business development experience.Prior to Argus, I led an EMEA Business Analytics team of 20 people in Warsaw, Poland responsible for standard business MIS, campaign management and advanced analytics across the region. I also managed a team in Istanbul responsible for cards life-cycle management for Citibank Turkey. In both roles, I engaged with all areas of the bank including sales channels, decision management, credit risk policy, technology and operations to set strategies targeted at improving credit card profitability.A natural communicator who builds strong, sustainable relationships, I have managed change, team engagement and continuous improvement throughout my career to maximize people performance and drive business results. I’m also a strong advocate of empowering teams to amplify capability growth and ensure shared commercial success. I’m a creative thinker and bring a fresh, holistic approach. If you have an interest in the future of payment services and consumer banking, then please connect with me to start a conversation.My specialties:Leadership | Consulting | Product Management | Financial Services | Global Payments | Digital Banking | Strategy & Analytics | Business Development