Jason Mellinger Email & Phone Number

Wilmington, Delaware, United States

Assured branch’s compliance with applicable internal and external policies, procedures,lending guidelines and operations as required by law and credit union policy. Coached and trained lenders on extending unsecured and secured credit for the credit union’srange of loan products. Managed lending team developing strategies for risk management. Managed the daily flow of business needs for the credit union’s membership including cashmonitoring and lending goals. Responsible for hiring staff to meet the daily business needs of the branch. Managed and assisted in underwriting distressed loans as assigned by senior managementduring the COVID-19 pandemic. 2020 Credit Union National Association Professional of the Year

Wilmington, Delaware, United States

Responsible for full credit analysis and presentation of all prospective real estate,construction, C & I, lines of credit and asset-based loans. Managed origination process with ateam. Prepared loan modifications, extensions and memos including modifying loan covenants andapplicable terms. Experience with managing compliance with loan covenants and associated risk rating. Collaborated with bank’s legal counsel and borrowers’ attorneys as needed for loanorigination and servicing existing credit facilities. Member of ad hoc committee formed to make recommendations to revise the policies andprocedures of the bank's existing commercial lending policy.

Wilmington, Delaware, United States

Responsible for the ongoing day to day management of a commercial loan portfolio bypreparing loan modifications, extensions, memos and related documents as needed. Managed a mix of credit facilities such as real estate, C & I, asset-based credit facilities andlines of credit. Successfully managed exit strategies for a group of distressed loans including real estateliquidation with senior management support. Coordinated loan settlements and the preparation of loan documents with borrowers’attorneys and bank’s legal counsel. Instituted business development through networking, professional affiliations and referralsfrom centers of influence to grow loan portfolio and customer base.