Jason Pujos-Michel Email & Phone Number

Calgary, Canada Area

Experienced senior mortgage underwriter who has coordinated over $1 Billion in loans for all asset classes (Land, Multi-Family, Mixed-Use, Retail, Office, Industrial, Seniors, and Hospitality) and all financing types (Construction, Acquisition, Take-out, Refinancing, Renewal, Bridge, Blanket, etc.) for loan sizes of 1 million up to 100 million. Working with the origination team in structuring deals, assessing opportunities, and marketing loan packages to over 100 sources of mortgage capital across Canada.• Review commitment letters relative to executed Term Sheets/LOls for the Mortgage Origination team, Lender and the Lender's solicitor. Ongoing communication with the Borrower and any third parties required as well as proactively addressing potential issues in underwriting and conditions precedents.• Have established relationships with third party report providers, real estate lawyers, insurance brokers.• Strong understanding of lending criteria for each lender and be able to suggest appropriate lenders when needed.

Calgary, Canada Area

Secured & set up banking and payment processing (EFT/ACH, CC, & Interac) for a unique SaaS peer-to-peer risk sharing product, Besure.com. Overseeing the full cycle of payment processing and reconciliation for 3 insurance product lines.• Collaborate with lead developers and executive team members to ensure the best practices for payment processing, fraud mitigation, and risk management are employed and understood.

Calgary, Canada Area

Held wide-ranging responsibilities for all banking operations, including: signing officer and administrator on all bank accounts held in Canada, USA, and Europe; reconciled global liability accounts between proprietary platform and 3rd party systems; oversight for all wires and settlements, FX transactions & rates; calculation of all reserves, fees, and commissions.• Managed and approved over $8M/month in merchant payments from global trust accounts for EFT/ACH, Credit Cards, Online Bill Payments, Wires, & Interac Online Payments.• Oversaw merchant/client relations, vendor management, internal and external corporate audits, compliance and risk mitigation, financial documentation and file management. Aided in implementations, demos, and training.

Calgary, Canada Area

Oversaw daily processes for FX, settlements, and reconciliations. Provided all merchant and customer support. Resolved issues with chargebacks or returns, and managed fraud mitigation and investigation.• Key player in the creation of dynamic systems to track and calculate fees, FX commissions, and settlements for global, multi-million-dollar-per-month merchants.

Calgary, Canada Area

Managed a brand of 180+ private label products through the entire product life cycle. Duties included: artwork; initial order; inventory control; sales forecasting; analysis; budgeting; negotiation of quotes and terms. Conceptualized and designed weekly flyers and monthly booklets. Oversaw the banner’s calendar project, with a 100K+ circulation.