Jason Prather Email and Phone Number

Founded in 1997, Five Points Capital is a leading independent private equity manager, exclusively focused on the U.S. lower middle market. Five Points’ credit strategy is focused on supporting the capital needs of private, growth-oriented companies. We provide flexible unitranche, second lien and subordinated debt solutions with equity co-investment in support of private equity investors, direct lending partners and management teams. We build value, ensure financing certainty, and provide incremental capital to support growth within these partnerships. Five Points is located in Winston-Salem, North Carolina.For more information: www.fivepointscapital.comFive Points Capital does not adopt or endorse any third-party communications posted on this page.

Based in Los Angeles, I work as part of WNB's Middle Market and Large Corporate Banking team. Specialty sectors of focus for the team include Asset Based Lending, Commercial Real Estate, Healthcare, Retail & Apparel, Technology and Private Equity/Sponsor Finance. I am specifically tasked with helping to build and grow WNB's Private Equity/Sponsor Finance business, which is focused on providing senior (first-lien) cash flow financing for PE-backed acquisitions and/or recapitalizations of existing portfolio companies. Primary focus is on middle market PE Sponsors pursuing companies with $3-$15MM EBITDA. Seeking both direct deals and club opportunities. I can be reached at JPrather@wnbcommercial.com.

Experience in both Originations and Execution. Relocated from LA to Chicago in 2015 to lead Midwest Originations. Executed over $400 million in debt financing to middle market businesses being acquired or recapitalized by Private Equity sponsors. Sector experience includes consumer products, manufacturing & distribution and media. Director role includes origination, underwriting and execution, and ongoing portfolio management post-closing. Primary calling effort focused on West Coast and Midwest-based sponsor relationships.

Business development executive in the Los Angeles market. Joined LA office in its infancy and played key role in building Chase's middle market presence in the LA area. Primary responsibility was to build new relationships with C-Level executives and become their primary point person for all banking needs. Also responsible for deal structuring, ongoing management of client relationships, and cross selling bank products based upon client needs and preferences.

-Work as part of a team responsible for managing the new investment process. Contribute by assisting in sourcing the transaction, analyzing operations and financial performance to identify transaction merits and risks, completing financial models, incorporating appropriate capital structure, presenting proposed investments to MFCCF senior management for approval, and negotiating legal documentation. -Monitor and evaluate seven existing portfolio investments with the goal of minimizing payment default risk while maximizing MFCCF profitability. Success of this goal is dependent upon analysis of monthly financial performance versus budget, review of weekly cash flow forecasts to determine working capital and liquidity requirements, participation in board of directors budgeting meetings and strategy sessions, and frequent interaction with clients and management.-Decision-maker related to requesting equity infusions from private equity sponsors, amending debt structure and repayment schedules, deferring subordinated debt interest, and using excess liquidity to prepay debt. Restructured three deals on this basis resulting in an increase to client cash flows and a decrease in loan default risk. -Lead a team of two Associates in facilitating a monthly portfolio review whereby financial performance and business updates for the existing portfolio are presented to senior management of MFCCF's holding company. Integral member of a team charged with establishing and growing MFCCF's West Coast business development strategy. Sourced and financed nine leveraged buyout transactions, on behalf of MFCCF, comprising $92 million in senior debt, subordinated debt and equity commitments to niche, private equity-owned businesses in packaging, consumer products, electronics, and food & beverage industries.Received promotion to Vice President within one year as a result of exceeding performance expectations.

•Led the preparation of investment memorandums and coordinated marketing efforts for numerous client advisory and marketing presentations for potential sell-side mandates. •Analyzed middle market companies using discounted cash flow, leveraged buyout, public comparable, and comparable transaction valuation methodologies. •Performed general industry research, evaluated future growth prospects, and assembled initial strategic and financial buyer lists for sell-side clients.

Managed and monitored a portfolio of middle market business clients ranging from $10 to $500 million in revenues. Received the first promotion to banker position from a training class of 25.