Jason Stapleton Email & Phone Number

Charlotte, Nc, Us

Manage a portfolio of commercial relationships who require financial services and products to meet their needs. Develop credibility and demonstrate the ability to dialogue with a variety of client contacts including business owners, Treasurers, CFOs and CEOs regarding topics such as the client industry, alternative capital structures, and general business issues. Understand clients business fully, serve as an advocate for the relationship, and act as a trusted advisor. Develop the overall relationship strategy through a thorough analysis of risks, opportunities and impacts to the bank. Lead a relationship team and partners with credit, treasury and other product partners to ensure quality assessment of the relationship and prospect needs and integrated design and execution of financial solutions.

Charlotte, Nc, Us

Charlotte, Nc, Us

• Responsible for providing market analysis and sales performance management in collaboration with Market Executives to aid their sales teams with revenue growth, relationship deepening, and evaluation of sales activities across multiple states within the US Central Region.• Researched and designed sales tools that targeted specific geographic markets to uncover underpenetrated areas in efforts of obtaining additional cross-sales opportunities and new relationships.• Performed benchmarking analysis and led resource sessions for Market Executives and their sales teams to raise awareness of various marketing collateral, product related questions, research tools, and sales strategy initiatives.

Charlotte, Nc, Us

• Oversaw a $350 million credit portfolio and exercised single signature approval authority for credit transactions up to $3 million in exposure in addition to participating in the internal credit approval process for credit transactions with exposure ranging from $3 million to $ 25 million through the fulfillment of commercial underwriting duties including; loan structuring and risk analysis in relation to new credit requests, renewals, periodic reviews and other credit actions for privately held businesses with gross revenues ranging from $5 million to $ 50 million. • Managed risk and minimize losses through various monitoring and control efforts ensuring compliance requirements, audits and verifications were completed in accordance with policies, procedures, and regulatory requirements.• Maintained acceptable asset quality within the portfolio by identifying deteriorating risk situations and material exceptions with timely advice to sales teams and escalate as appropriate to Management, Market Executives, and Risk Officers for further attention and regularization.

Cincinnati, Ohio, Us

• Assisted with the preparation of underwriting credit transactions that originated from various lending groups, recommended structural changes, and ensured all risks associated with the credit request had been appropriately assessed and mitigated.• Prepared financial statement analysis, developed projection models, and compiled credit risk ratings appropriate to policy and regulations.• Supported sales teams by providing company, industry, and market analysis in support of business development.

New York, Ny, Us

• Supported three underwriters and eight lenders in monitoring a middle market portfolio of 200 plus clients totaling two billion dollars in credit exposure.• Monitored financial convents, borrowing base availability, and spread financial statements in respect to scheduled reviews and audits.• Verified loan documents corresponded with credit approvals prior to scheduled loan closings.