S. Jason Fraley Email and Phone Number
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• ESG Program Build-Out: creating infrastructure—including software, investor engagement strategies, external communication approaches, and internal working group structures—capable of enabling Huntington to leverage ESG as a value creator as well as a risk management function. • Community Lending Product Design: partnering with local and national stakeholders, I designed Home Lending’s community lending strategy to achieve both CRA and Huntington Community Plan goals. In addition, I created Huntington’s Home for Good, a Special Purpose Credit program designed to expand mortgage access to diverse and under-resourced communities. • Compliance Management System Implementation: I developed Huntington’s CMS from 2014-2017, deploying it across the enterprise. The CMS has and continues to stand up to regulatory scrutiny, ena-bling the bank to proactive engage regulators in constructive dialog as opposed to reacting to regulatory criticism. • Comprehensive Risk Management Experience: through both Corporate Compliance and Segment Risk roles, I have developed expert compliance, credit, strategic, operational, and other risk expertise. Specific to compliance, I have in-depth knowledge of all lending regulations, including TRID, RESPA, and ECOA. My broad-based risk background enables me to collaborate with senior stakeholders to drive returns while balancing risk and revenue considerations. • Team Building and Management: over the past 10 years, I have fostered high performing teams span-ning 10 – 40 people, from junior roles to SVPs. Dynamic business and risk management teams are es-sential for organizations looking to drive results and bench strength.• Public Speaker: I have presented at CBA Live, MBA Annual, OCC Project REACh forums, and many other state and local engagements to promote ESG and mortgage lending.
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Head Of Compliance, Us Personal Bank Retail Compliance, MdCitiColumbus, Oh, Us -
Svp: Chief Esg OfficerHuntington National Bank Dec 2022 - PresentColumbus, Ohio, Us• Lead enterprise ESG risk management and value creation strategy as the Bank’s first Chief ESG Officer.• Oversee environmental sustainability plans, including development of a Net Zero plan.• Engage with industry investors, ratings agencies, and other third parties to drive capital markets access and ensure consistent message is communicated externally.• Prepare annual ESG Report, including establishing validation protocols and sharpening focus to in-crease utility for shareholders and ratings agencies.• Lead enterprise ESG Strategy core team, which focuses on business segment strategies, data and analyt-ics, environmental sustainability, and enterprise prioritization opportunities.• Partner with Climate Risk to create a fulsome environmental strategy and execution approach. • Create roadmap for investments needed to mature program, including software solutions and third-party support. • Manage two full-time professions dedicated to environmental sustainability and the ESG Report. -
Svp: Community Lending DirectorHuntington National Bank Oct 2020 - Dec 2022Columbus, Ohio, Us-- Served as the community lending leader for Huntington's Home Lending department, which also included product management and 1LOD credit risk management.-- Coordinated and develop all major community lending programs, which includes developing products, partnering with credit risk management, drafting procedure/process administration, and implementing new operational processes.-- Engaged with local and national community leaders on initiatives to address social and housing inequalities.-- Ran multiple Capital Markets functions, including product management, consumer lending pricing/strategy, post-closing, missing documents, and HMDA reporting (approx 6 months).-- Managed a team of 10 professionals spanning all levels of seniority. -- Drafted winning application for MBA's Market Outreach Strategies award, which recognizes Home Lending's leadership in reach new, diverse market segments.-- Created Huntington's Home for Good special purpose credit program designed to reduce housing inequities.-- Lead fair lending related projects for the business line.-- Co-ran the business' credit risk committee. -- Served as enterprise lead on OCC Project REACh and CONVERGENCE Columbus.-- Served on Freddie Mac's Affordable Homeownership Advisory Council.-- Spoke a MBA Annual, CBA Live, and OCC Project REACH's 2022 annual event. -
Svp: Segment Risk Officer -- Consumer FinanceHuntington National Bank Mar 2017 - Oct 2020Columbus, Ohio, Us• Manage approximately 35 colleagues responsible for mortgage lending, consumer lending, credit card, and debit card risk and control oversight.• Supervise Pre-Fund Audit and Post-Close Quality Control functions in accordance with investor and OCC expectations.• Responsible for a range of enterprise risk management processes, including funds movement, IT access controls, issues management, customer complaints, risk appetite metrics, model and UDT oversight, and risk and control implementation.• Serve as the lead first-line risk executive on all internal audits and external exams, including CFPB, OCC, and investor exams.• Implement new processes and controls in response to changing regulators or investor requirements.• Prepare risk and control self-assessments throughout the year, meeting with executive leadership to discuss the reports.• Partner with the business and credit administration on credit risk management functions within the business line. • Lead efforts to comply with federal and state consumer protection regulations, including TILA, RESPA, UDAAP, fair lending, HMDA, privacy, and other regulations. -
Svp: Director, Enterprise Compliance And Privacy OfficerHuntington National Bank Feb 2014 - Mar 2017Columbus, Ohio, Us• Led compliance management of Huntington's home and consumer lending and credit administration (credit bureau reporting, default management) business units.• Played a critical role in exam preparation and management.• Reviewed risks and controls, especially in servicing, to identify opportunities to enhance control monitoring and testing.• Implemented the Corporate Compliance Risk Management Program across the enterprise.• Developed a sustainable risk management structure with an emphasis on using ERMS to facilitate a sustainable process.• Enhanced the Bank's compliance testing group to performance responsive risk management testing to address emerging compliance risks.• Developed a sustainable regulatory change management process to demonstrate how the Bank addresses new compliance requirements to both internal audit and regulators. • Rolled out job expectations and control standards to all compliance staff to provide increasing structure. • Acted as a liaison between Corporate Compliance and lines of business on compliance projects with a global impact.• Engaged internal audit and regulators on examinations on Corporate Compliance.• Led implementation of compliance rules and regulations that have a global impact, such as the Volcker Rule and the Municipal Advisor Rule. -
Vp, Compliance Group Manager And Privacy OfficerHuntington National Bank Oct 2010 - Feb 2014Columbus, Ohio, Us• Served as the Bank’s Privacy and Regulation W Officer.• Oversaw compliance activities in the following business: Wealth Management, Indirect Lending, Insurance, Treasury Management, and Operations.• Supervised three direct reports and consistently engage senior and executive management, including the CRO and the CEO’s direct reports. • Actively engaged in Dodd-Frank implementation, including UDAAP response and Fair and Responsible Banking initiatives. • Managed Privacy, Compliance, and UDAAP third-party due diligence processes for the enterprise. • Drove high visibility compliance projects related to the following: FCRA disclosures, credit bureau reporting, add-on products, third-party risk, and CIP. • Supervised two Compliance Testers, prepared testing schedule, reviewed final memos, and integrated Archer testing into Compliance Testing Group’s processes.• Partnered with Treasury Management on HIPAA compliance in both a business associate and clearinghouse capacity. -
Investment Advisor / Chief Compliance OfficerThe Garlikov Companies Feb 2008 - Oct 2010-- Served as firm's CCO, overseeing broker-dealer, RIA, and insurance activities: specialization in suitability, life settlements, and FINRA exams. -- Collaborated with high net worth clients to develop customized financial strategies to meet their personal, business, and estate needs.-- Served on firm's investment committee responsible for managing client assets in variable insurance, variable annuities, and brokerage accounts.
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Personal Financial PlannerIndependent Investment Advisors, Inc. Jun 2004 - Feb 2008-- Assisted firm principal and developing financial plans for high net worth clients.-- Revised and reworked firm's compliance program before SEC examination.-- Executed trades and performed various administrative tasks.
S. Jason Fraley Skills
S. Jason Fraley Education Details
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Marshall UniversityBusiness Administration -
Concord UniversityBusiness Management -
Concord UniversityHistory / Philosophy
Frequently Asked Questions about S. Jason Fraley
What company does S. Jason Fraley work for?
S. Jason Fraley works for Citi
What is S. Jason Fraley's role at the current company?
S. Jason Fraley's current role is Head of Compliance, US Personal Bank Retail Compliance, MD.
What is S. Jason Fraley's email address?
S. Jason Fraley's email address is s.****@****ton.com
What is S. Jason Fraley's direct phone number?
S. Jason Fraley's direct phone number is (800) 480*****
What schools did S. Jason Fraley attend?
S. Jason Fraley attended Marshall University, Concord University, Concord University.
What are some of S. Jason Fraley's interests?
S. Jason Fraley has interest in Health.
What skills is S. Jason Fraley known for?
S. Jason Fraley has skills like Risk Management, Risk Assessment, Banking, Enterprise Risk Management, Privacy Law, Financial Risk, Finance, Hipaa, Vendor Management, Management, Loans, Regulations.
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