Supplemental Health and Life Pricing

• Lead financial officer for Group segment of Aflac US• Senior financial consultant and strategic partner for Presidents of Aflac US and Aflac Group. Single point of contact for Aflac Group financial matters • Presented plans and progress to Global CEO, Global CFO, and Board of Directors• Supported full P&L responsibility for Aflac Group by providing consulting, strategic support, and analysis of initiatives and special projects to facilitate realization of financial objectives• Prepared and supported business performance reporting. Reviewed and interpreted US GAAP financial results including profit/loss, balance sheet, and cash flows with Global CFO prior to earnings release• Led the Aflac Group Financial Planning and Analysis (FP&A) activities including financial planning and forecasting, business analysis, management reporting, and decision support utilizing SAP • Developed executable plans and achieves management commitment. Worked with business units to operationalize plans• Interpreted financial results for business units, managed variance analysis against targets, realigned expectations, and coordinated development of corrective action plans to close gaps• Led team of one director and three internal consultants responsible for executive analytics and benefit realization for US segment

• Led team of five actuaries responsible for valuation, financial reporting, and experience analysis for Life and long duration A&H business• Designed company's gross premium valuation and cash flow testing in MG-Alfa for book of business including term life, whole life, universal life, and accident and health. Performed company DAC recoverability and loss recognition testing and asset adequacy analysis• Developed Aflac Group subsegment profitability model and projections for Global CEO and CFO• Financial lead for redesign of the Aflac broker distribution channel, including design of broker rep compensation plan, goal setting for individuals and territories, and modeling of financial impact and cash flow scenarios

• Developed predictive analytics pricing models for disability, hospital income, and wellness• Redesigned annual persistency study and presented to senior leaders• Peer review of cancer claim reserving models• Assisted with RFP process for new customer acquisition• Modeled data for enterprise data warehouse during rotation with the business intelligence team• Built data visualization apps for marketing, claims, and product implementation

• Created pricing, underwriting, and marketing solutions for P&C companies for personal auto, motorcycle, and homeowners insurance using predictive analytics and machine learning models• Engaged senior executives as part of the sales cycle and to support ongoing contracts• Coordinated R&D meetings between actuaries, statisticians, and programmers• Analyzed impact of rate dislocations from potential pricing actions

• Worked on the revision of the annual budget preparing a break-even analysis and a projection of a monthly revenue stream of $1 million. • Participated in financial analyses, valuations, forecasting, and special projects for clients of the firm.

• Executed umbilical cord blood stem cell research leading to novel pediatric therapies• Supervised two employees• Co-authored two scientific publications