Generating practical and competitive solutions that demonstrats an understanding for an entrepreneur about unique financing, cash management and business support needs.Passionately building relations with professional and trade segment and with clients to spread qualitative, and revenue generating asset portfolio.Developing and executing a relationship strategy for each client to deepen client relationships by providing them with financial advice to achieve their financial goals.Taking care of more complex credit needs of the customers by providing ongoing credit, Mortgages, agricultural lending, cash credit and line of credit.Ability to set-up structured credit proposals while addressing expected risk by fulfilling necessary due diligence, negotiating pricing and terms of credit.Execute ongoing credit reviews and risk ratings along with proper knowledge of Bank policies and proceduresGenerating new leads from the existing customers by providing them with excellent customer experience.

Financial Analyst

- Preparing and processing payroll on a bi-weekly basis for 10000+ employees to include successful submission of payroll, leaves, returns, hires, termination, HR events and changes, voluntary and statutory deductions.- Successfully Implements, maintains, and reviews payroll processing systems to ensure timely and accurate processing of payroll transactions including salaries, benefits, garnishments, taxes, exemptions, direct deposits and other deductions.- Determines payroll liabilities by approving the calculation of employee federal and state income and social security taxes, employer’s social security, unemployment, and workers compensation payments.- Calculates retroactive payments, pay adjustments/advances, supplemental employment benefits (SEB), overpayments and wage increases.- Processes provisional payments due to errors and follow up (e.g., manual cheques, electronic funds transfer requests, recalculation of benefits).- Processes legal requests for garnishment of wages.- Monitors statutory holidays, earned time off, vacation, sick days and family days for correct pay-out and accrual.- Verifies and processes employee work records and daily flow sheets.- Checks and corrects errors from payroll run and processes and distributes Record of Employment forms to Service Canada

Ability to manage payrolls, Bank reconciliations, journal ledger entries while ensuringthat discrepancies and cleared or Pending transactions.Resolved Billing Errors: Executed research, fixed billing errors, and worked with otherstaff to get needed documents and respond to clients.Actively prepared monthly financial statement package, maintain data related to profitand loss accounts in align with policy and procedure and ensure inventory accuracy.Maintained current records of collected Cash or Cheques payments, sent invoices, andupdated customer information by using both equity and consolidation methods.Competent in maintaining and updating accounting records, work on enquiries fromworkers, management and vendors about payments and payable amount andmaintaining records.Daily Invoicing Functions: Performed to calculate and send daily invoicing using SAGEand QuickBooks.Knowledge of examining tax policies, and handling tax payments aligns perfectly.Prepared and present analysis of financial results to management and recognizingaccounting problems.Code and key accounts payable, verify invoices and process timely payments by cheque,online and credit card.

Managing a caseload of clients including assessment, individual programplanning, counselling of individuals and/or families, referral, and follow-upto residential, day programs.Playing role as crisis intervention, consult with community-basedorganizations and educating the community at large.Successfully keeping meticulous intake, case planning and attendance andreferral records.Advocating in justice, corrections, social services sectors and for communitysupports including one-to-one life skills and problem-solving counselling.Providing oversight/management of Building operations and OccupationalHealth & Safety policies and procedures Providing personal care, companionship, housekeeping, and cleaning.

Taken care of more complex credit needs of the customers- Mortgages on Agricultural, Dairy, poultry and commercial and residential lending.Evaluate creditworthiness, inspect financial transactions of existing and new clients.Gather financial information by client discovery and design a financial plan best suited to the client needs. Associate, negotiate, underwrite and demonstrated innovative credit draft that meet Bank’s policy and process. Regularly summarizes current financial status by collecting client information; analyze ratios, trends, projections and cash flow with support of financial statements, KYC, repayments tracks and banking records. Practicing proactive risk management in a highly competitive environmentAnalyze financial data to assess the likelihood of client by recognizing their financial obligations.Focus on quality clients, customer satisfaction and internal system of the compliance involved. Ability to understand questions and communicate well to fulfil client’s and staff requirements. Worked on maintaining association with supporting channels to build maximum business opportunities and leads. Periodical inspection of securities / Unit Inspection and reporting of the same to the higher ups with observations if any. Passionately built relations with professional and trade segment and with clients to spread qualitative, and revenue generating asset portfolio. Periodic visit of the existing clients to better understand their financial needs with changing business scenarios.Passionate, commitment and drive to deliver an experience that improves clients’ financial lives. Proactively analyze growing aspects to provide financial needs by helping and advising clients with association to achieve regional annual budget.